Lapeer County property record for 5815 Pratt Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,179 sqft · built 1900 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (May 2024) |
| Tax Bill | $2,612 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-007-003-00 |
| Primary APN | 010-007-003-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,179 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Basement Area | 686 sqft |
| Unfinished Basement | 686 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 672 sqft |
| Total Buildings | 4 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5815 PRATT RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | COM S 89DEG52'50 W 298.36 FT ALONG N LINE :S 00DEG05'40 E 560.01 FT ALONG N 1/4 COR; TH S 00DEG05'40 E 301.03 FT; TH N |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 342000 |
5815 Pratt Rd is owned and occupied by two individuals who bought it in May 2024.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5815 PRATT RD, LAPEER, MI 48446-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · VA Mortgage RAPID HOME LOANS LLC |
| Dec 26, 2023 | Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| May 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 4, 2018 | Warranty Deed, Transfer · Stand-Alone Refinance MI STATE UNIV FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on File |
| Deed Sale | May 8, 2024 · Amount on File |
| Prior Sale | Dec 26, 2023 · Amount on File |
| Deed Book / Page | 3400 / 730 |
| Prior Transfer Date | Jul 24, 2015 |
| Prior Transfer Doc | 0027780555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5815 PRATT RD, LAPEER, MI 48446-9601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5815 PRATT RD, LAPEER, MI 48446-9601 |
| Document Number | 0035030873 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 3503/873 |
| Name | RAPID HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | 22361 W VILLAGE DR # 101, DEARBORN, MI 48124 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 26, 2023 |
| Property Address | 5815 PRATT RD, LAPEER, MI 48446-9601 |
| Document Number | 0033810932 |
| Book / Page | 3381 / 932 |
| Instrument Date | Dec 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4561 MARTUS RD, NORTH BRANCH, MI 48461-8935 |
| Name | Verified Name |
|---|---|
| Address | 5830 PRATT RD, LAPEER, MI 48446-9601 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 12, 2021 |
| Property Address | 5815 PRATT RD, LAPEER, MI 48446-9601 |
| Document Number | 0032020346 |
| Book / Page | 3202 / 346 |
| Instrument Date | May 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5815 PRATT RD, 5815, LAPEER, MI 48446-9601 |
| Name | Verified Name |
|---|---|
| Address | 5815 PRATT RD, LAPEER, MI 48446-9601 |
| Document Number | 3202349 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 3202/349 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 4, 2018 |
| Property Address | 5815 PRATT RD, LAPEER, MI 48446-9601 |
| Document Number | 0029820048 |
| Book / Page | 2982 / 48 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5815 PRATT RD, LAPEER, MI 48446-9601 |
| Document Number | 0029820051 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 2982/51 |
| Name | MI STATE UNIV FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Goodrich Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,700 (+12.16%) | $197,400 (+12.16%) | |
| 2025 | Homeowner's exemption | $88,000 | $176,000 |
| 2024 | $2,612.00 | ||
| 2023 | $77,600 | $155,200 | |
| 2022 | $3,298.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5815 Pratt Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5815 Pratt Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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