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5786 Pratt Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5786 Pratt Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,980 sqft · built 1998
Lot Size6.22 acres (270,943 sqft)
Owner2 Individual Names on Record
Last Sale$576,500 (Jan 2022)
Tax Bill$48 (2024)
Deeds & MortgagesAug 2022 Transfer
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-007-003-65

Property Details

APN / Parcel Number

Primary APN010-007-003-65

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,980 sqft Living Area
1st Floor Area1,980 sqft
Basement Area1,980 sqft
Unfinished Basement1,980 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area270,943 sqft (6.22 acres)
Garage Area2,574 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5786 PRATT RD
CityLAPEER
StateMI
Zip48446-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionT6N R9E, SEC 7 PT OF NW FRTL 1/4 OF SEC BEG AT A PT ON N SEC LINE THAT IS N 89 DEG 51'36 W 170 FT FROM N 1/4 CORN; TH N 89
Legal Range09E
Legal Township06N
Legal Section07
JurisdictionLAPEER MI
Township / Civil DivisionHADLEY
Census Block Group1
Census Block1010
Census Tract342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5786 PRATT RD, LAPEER, MI 48446-9601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Intrafamily Transfer, Transfer
Jan 11, 2022Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleAug 21, 2015 · Amount on Record
Deed Book / Page3266 / 48
Last Transfer DateAug 11, 2022
Transfer Doc0033100559
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAPEER MI
Recording DateAug 12, 2022
Property Address5786 PRATT RD, LAPEER, MI 48446-9601
Document Number0033100559
Book / Page3310 / 559
Instrument DateAug 11, 2022
Transaction TypeTransfer
Record UpdatedSep 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5786 PRATT RD, 5786, LAPEER, MI 48446-9601

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5786 PRATT RD, LAPEER, MI 48446-9601

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateJan 11, 2022
Property Address5786 PRATT RD, LAPEER, MI 48446-9601
Document Number0032660048
Book / Page3266 / 48
Instrument DateJan 7, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,323.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5786 PRATT RD, LAPEER, MI 48446-9601

Transferred To (Grantee/Buyer)

NameVerified Name
Address45281 INDIAN CREEK DR, CANTON, MI 48187-2533
InvestorPossibly a Property Investor

Mortgage

Document Number0003265954
DateJan 11, 2022
Instrument3265/954
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address5786 PRATT RD, LAPEER, MI 48446-9601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5786 PRATT RD, LAPEER, MI 48446-9601

Mortgage

Document Number0031520142
DateDec 8, 2020
Book Page3152/142
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionHadley Township
Unified School DistrictGoodrich Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$470,100 (+10.82%)$940,200 (+10.82%)
2025Homeowner's exemption$424,200$848,400
2024$48.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

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