Stephens County property record for 261 Lovers Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,817 sqft · built 1976 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,608 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T32 001 |
| Primary APN | T32 001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,817 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 77,972 sqft (1.79 acres) |
| Terrain | Gentle Slope |
| Garage Type | Mixed |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 229 sqft |
| Patio Area | 144 sqft |
| Utility Building | 288 sqft |
| Cooling System | Other |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 780350 |
|---|---|
| Street Address | 261 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | KESLER RD LOT |
| Legal Subdivision | 0200 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 970102 |
Source: Stephens County assessment roll, as of March 12, 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 LOVERS LN, TOCCOA, GA 30577-2151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 1, 1997 |
| Deed Sale | Sep 1, 1997 |
| Deed Book / Page | 380 / 67 |
| Record Updated | Jun 8, 2026 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,608.00 (+22.19%) Homeowner's exemption | $72,146 (+56.04%) Land $4,578 Building $67,568 | $180,366 (+56.04%) Land $11,445 Building $168,921 |
| 2023 | $1,316.00 (+0.53%) Homeowner's exemption | $46,235 (+5.14%) Land $4,578 Building $41,657 | $115,587 (+5.14%) Land $11,445 Building $104,142 |
| 2022 | $1,309.00 Homeowner's exemption | $43,973 Land $4,578 Building $39,395 | $109,932 Land $11,445 Building $98,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Uniti Group DSL | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Point Broadband Fiber Holding.
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