570 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 570 Lancaster Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,251 sqft · built 1995
Owner	Individual Name on Record
Last Sale	$78,500 (Nov 2011)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-377-031`

Property Details

APN / Parcel Number

Primary APN	`06-21-377-031`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Frame
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	570 LANCASTER CIR
City	ELGIN
State	IL
Zip	60123-5647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WOODBRIDGE UNIT 21-A-570
Legal Subdivision	WOODBRIDGE
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	570 LANCASTER CIR, ELGIN, IL 60123-5647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2011 · Amount on Record
Deed Sale	Nov 30, 2011 · Amount on Record
Prior Sale	Jul 1, 2011
Deed Document Number	201172285
Prior Transfer Date	Dec 11, 1995
Prior Transfer Doc	0000054642
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	570 LANCASTER CIR, ELGIN, IL 60123-5647
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059972
Date	Oct 9, 2020
Instrument	2020K059972

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	570 LANCASTER CIR, ELGIN, IL 60123-5647
Document Number	0000059973
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 LANCASTER CIR ELGIN IL 601235647, ELGIN, IL 60123-5647

Mortgage

Document Number	0000059973
Date	Oct 9, 2020
Instrument	59973

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Oct 8, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.83%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,085.00 (-34.91%) Homeowner's exemption Senior Citizen's exemption	$62,652 (+8.57%) Land $17,972 Building $44,680	$188,031 (+8.57%) Land $53,938 Building $134,094
2024		$57,706 (+21.39%) Land $16,553 Building $41,153	$173,187 (+21.44%) Land $49,679 Building $123,508
2022	$1,667.00 (-2.8%) Homeowner's exemption	$47,536 (+6.96%) Land $13,635 Building $33,901	$142,608 (+6.96%) Land $40,905 Building $101,703
2021	$1,715.00 Homeowner's exemption	$44,443 Land $12,748 Building $31,695	$133,329 Land $38,244 Building $95,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Lancaster Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures