583 Grayson St, Upton, KY 42784 Property Records

Hardin County property record for 583 Grayson St, Upton, KY 42784

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,448 sqft · built 1948
Lot Size0.917 acres (39,988 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Jan 2024)
Tax Bill$2,844 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Nov 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN196-40-00-034

Property Details

APN / Parcel Number

Primary APN196-40-00-034

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,448 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area39,988 sqft (0.917 acres)
Patio Area192 sqft

Utilities, Heating & Cooling

Heating FuelOil

Location & Zoning

Street Address583 GRAYSON ST
CityUPTON
StateKY
Zip42784-9459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:05 CITY/MUNI/TWP:UPTON(CITY)
JurisdictionHARDIN KY
Township / Civil DivisionSONORA
Census Block Group2
Census Block2037
Census Tract1602

Owner

Source: Hardin County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address583 GRAYSON ST, UPTON, KY 42784-9459
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 6, 2023Deed of Trust, Mortgage · Line of Credit
ABOUND FCU
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 30, 2019Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 23, 2017Quit Claim Deed, Transfer
Quitclaim
Mar 29, 2017Correction Deed

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Prior SaleApr 30, 2019 · Amount on Record
Deed Document Number0001563543
Deed Book / Page1563 / 543
Record UpdatedJun 8, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJan 12, 2024
Property Address583 GRAYSON ST, UPTON, KY 42784-9459
Document Number001563/543
Book / Page1563 / 543
Instrument DateJan 12, 2024
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 WOODHILL RD, BARDSTOWN, KY 40004-9166

Transferred To (Grantee/Buyer)

NameVerified Name
Address583 GRAYSON ST, UPTON, KY 42784-9459

Mortgage

Document Number0000025071
DateJan 12, 2024
Instrument2507/1
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address583 GRAYSON ST, UPTON, KY 42784-9459
Transaction TypeMortgage
Record UpdatedDec 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address583 GRAYSON ST, UPTON, KY 42784-9459

Mortgage

Document Number002501/407
DateNov 6, 2023
Book Page2501/407
Lender
NameABOUND FCU
TypeCredit Union
AddressMELBOURNE, KY 41059
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 24, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address583 GRAYSON ST, UPTON, KY 42784-9459
Transaction TypeMortgage
Record UpdatedJun 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2381/513
DateMay 19, 2021
Book Page2381/513
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateApr 30, 2019
Property Address583 GRAYSON ST, UPTON, KY 42784-9459
Document Number1472/160
Book / Page1472 / 160
Instrument DateApr 22, 2019
Instrument20190-00004980
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyBLUEGRASS LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 GETTYSBURG DR, HODGENVILLE, KY 42748-1847

Mortgage

Document Number19000004980
DateApr 30, 2019
Instrument190-00004980
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number001472/160
DateApr 30, 2019
Book Page1472/160
Instrument20190-00004980
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2029

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDIN KY
Recording DateMay 23, 2017
Property Address583 GRAYSON ST, UPTON, KY 42784-9459
Document Number1440/574
Book / Page1440 / 574
Instrument DateMay 22, 2017
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2969 STAR MILLS EASTVIEW RD, 2969, EASTVIEW, KY 42732-8721

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 407, UPTON, KY 42784-0407

March 2017: Correction Deed

Document TypeCorrection Deed
JurisdictionHARDIN KY
Recording DateMar 29, 2017
Property Address583 GRAYSON ST, UPTON, KY 42784-9459
Document Number1437/1506
Book / Page1437 / 1506
Instrument DateMar 27, 2017
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2969 STAR MILLS EASTVIEW RD, 2969, EASTVIEW, KY 42732-8721

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 407, UPTON, KY 42784-0407

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityUpton City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,844.00 (+64.58%)$240,000 (+68.42%) Land $25,000 Building $215,000$240,000 (+68.42%) Land $25,000 Building $215,000
2023$142,500 Land $11,900 Building $130,600$142,500 Land $11,900 Building $130,600
2021$1,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brandenburg Communications
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
Uniti Group
DSL
200 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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