Hardin County property record for 564 Grayson St, Upton, KY 42784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1951 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (Jun 2024) |
| Tax Bill | $1,315 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-40-00-082 |
| Primary APN | 196-40-00-082 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Attic Area | 840 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,807 sqft (0.294 acres) |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 92 sqft |
| Patio Area | 35 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 564 GRAYSON ST |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:05 CITY/MUNI/TWP:UPTON(CITY) |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1602 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 564 GRAYSON ST, UPTON, KY 42784-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2024 | Deed, Subdivision Related Transfer · VA Mortgage NORTHPOINTE BANK |
| Mar 7, 2022 | Deed, Transfer WEST POINT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Prior Sale | Mar 7, 2022 · Amount on Record |
| Deed Document Number | 0001569935 |
| Deed Book / Page | 1569 / 935 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 20, 2024 |
| Property Address | 564 GRAYSON ST, UPTON, KY 42784-9413 |
| Document Number | 001569/935 |
| Book / Page | 1569 / 935 |
| Instrument Date | Jun 18, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 FELIX CT, ELIZABETHTOWN, KY 42701-7074 |
| Name | Verified Name |
|---|---|
| Address | 564 GRAYSON ST, UPTON, KY 42784-9413 |
| Investor | Possibly a Property Investor |
| Document Number | 0000252423 |
|---|---|
| Date | Jun 20, 2024 |
| Instrument | 2524/23 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 7, 2022 |
| Property Address | 564 GRAYSON ST, UPTON, KY 42784-9413 |
| Document Number | 001530/255 |
| Book / Page | 1530 / 255 |
| Instrument Date | Mar 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1311 WILLIAMSBURG DR, ELIZABETHTOWN, KY 42701-9387 |
| Name | Verified Name |
|---|---|
| Address | 149 FELIX CT, ELIZABETHTOWN, KY 42701-7074 |
| Investor | Possibly a Property Investor |
| Document Number | 002430/722 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 2430/722 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 4, 2037 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Upton City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,315.00 (+82.89%) Disabled Person's exemption Additional exemption filed | $157,000 (+96.25%) Land $20,000 Building $137,000 | $157,000 (+96.25%) Land $20,000 Building $137,000 |
| 2023 | $80,000 Land $15,000 Building $65,000 | $80,000 Land $15,000 Building $65,000 | |
| 2021 | $719.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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