Hardin County property record for 570 Grayson St, Upton, KY 42784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,424 sqft · built 1934 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Company Name on Record |
| Last Sale | $141,000 (Nov 2024) |
| Tax Bill | $1,698 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-40-00-083 |
| Primary APN | 196-40-00-083 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,981 sqft (0.298 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 570 GRAYSON ST |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1602 |
Source: Hardin County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8435 SONORA HARDIN SPRINGS RD, GLENDALE, KY 42740-9758 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit MAGNOLIA BANK |
| Nov 14, 2024 | Deed, Transfer · Commercial Mortgage SPRINGFIELD STATE BANK |
| May 14, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 8, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | May 14, 2024 · Amount on Record |
| Deed Book / Page | 1576 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 3, 2026 |
| Property Address | 570 GRAYSON ST, UPTON, KY 42784-9413 |
| Document Number | 2631000781 |
| Book / Page | 2631 / 781 |
| Instrument Date | Aug 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 8435 SONORA HARDIN SPRINGS RD, GLENDALE, KY 42740-9758 |
| Document Number | 2631000781, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 2631/781 |
| Name | MAGNOLIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Nov 14, 2024 |
| Property Address | 570 GRAYSON ST, UPTON, KY 42784-9413 |
| Document Number | 001576/212 |
| Book / Page | 1576 / 212 |
| Instrument Date | Nov 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 SPRINGHILL DR, BARDSTOWN, KY 40004-2104 |
| Name | Verified Name |
|---|---|
| Address | 8435 SONORA HARDIN SPRINGS RD, GLENDALE, KY 42740-9758 |
| Document Number | 0025421385 |
|---|---|
| Date | Nov 14, 2024 |
| Instrument | 2542/1385 |
| Name | SPRINGFIELD STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 14, 2024 |
| Property Address | 570 GRAYSON ST, UPTON, KY 42784-9413 |
| Document Number | 01567/1542 |
| Book / Page | 1567 / 1542 |
| Instrument Date | May 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | ACUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 570 GRAYSON ST, UPTON, KY 42784-9413 |
| Name | Verified Name |
|---|---|
| Address | 119 SPRINGHILL DR, BARDSTOWN, KY 40004-2104 |
| Document Number | 0002519625 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 2519/625 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 8, 2021 |
| Property Address | 570 GRAYSON ST, UPTON, KY 42784-9413 |
| Document Number | 001505/964 |
| Book / Page | 1505 / 964 |
| Instrument Date | Feb 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | X242 MAGNOLIA STREET, UPTON, KY 42784 |
| Name | Verified Name |
|---|---|
| Address | 1967 PLEASANT HILL RD, UPTON, KY 42784-9215 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Upton City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,698.00 (+3,848.84%) | $141,000 (+424.16%) Land $15,000 Building $126,000 | $141,000 (+424.16%) Land $15,000 Building $126,000 |
| 2023 | $26,900 Land $6,200 Building $20,700 | $26,900 Land $6,200 Building $20,700 | |
| 2021 | $43.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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