Hardin County property record for 603 Grayson St, Upton, KY 42784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,461 sqft · built 1905 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,000 (Apr 2017) |
| Tax Bill | $2,184 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-40-00-032 |
| Primary APN | 196-40-00-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 12,284 sqft (0.282 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 603 GRAYSON ST |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 1602 |
Source: Hardin County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 603 GRAYSON ST, UPTON, KY 42784-9458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Apr 17, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2017 · Amount on Record |
| Deed Sale | Apr 17, 2017 · Amount on Record |
| Prior Sale | Apr 7, 2015 · Amount on Record |
| Deed Book / Page | 1438 / 1133 |
| Prior Transfer Date | May 5, 2016 |
| Prior Transfer Doc | 1423/1500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 23, 2026 |
| Property Address | 603 GRAYSON ST, UPTON, KY 42784-9458 |
| Document Number | 2621000057 |
| Book / Page | 2621 / 57 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 603 GRAYSON ST, UPTON, KY 42784-9458 |
| Investor | Possibly a Property Investor |
| Document Number | 2621000057, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 2621/57 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 603 GRAYSON ST, UPTON, KY 42784-9458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2202/1325 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 2202/1325 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 17, 2017 |
| Property Address | 603 GRAYSON ST, UPTON, KY 42784-9458 |
| Document Number | 1438/1133 |
| Book / Page | 1438 / 1133 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 603 GRAYSON ST, 603, UPTON, KY 42784-9458 |
| Name | Verified Name |
|---|---|
| Address | 60 BASHAM LN, SONORA, KY 42776-8401 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Upton City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,184.00 (+128.69%) | $183,000 (-) Land $10,000 Building $173,000 | $183,000 (-) Land $10,000 Building $173,000 |
| 2023 | $183,000 Land $10,000 Building $173,000 | $183,000 Land $10,000 Building $173,000 | |
| 2021 | $955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures