58261 James Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58261 James Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 2009
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$35,900 (Mar 2008)
Tax Bill	$2,293 (2025)
Deeds & Mortgages	May 2022 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-078-009-00`

Property Details

APN / Parcel Number

Primary APN	`009-078-009-00`

Interior

Full Baths	2 Baths
Building Area	1,314 sqft Building Perimeter
1st Floor Area	1,314 sqft
Basement Area	1,314 sqft
Unfinished Basement	1,314 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	259 ft deep x 117 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58261 JAMES DR
City	THREE RIVERS
State	MI
Zip	49093-9377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 EBYRIVER SUBDIV SEC 15 T6S R11W
Legal Range	11W
Legal Township	06S
Legal Section	15
Legal Subdivision	EBYRIVER SUBDIV
Legal Lot Number	9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2006
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58261 JAMES DR, THREE RIVERS, MI 49093-9377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Intrafamily Transfer, Transfer
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2008 · Amount on Record
Deed Sale	Mar 3, 2008 · Amount on Record
Prior Sale	Sep 29, 1998
Deed Book / Page	1475 / 580
Last Transfer Date	May 5, 2022
Transfer Doc	2022004452
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	May 10, 2022
Property Address	58261 JAMES DR, THREE RIVERS, MI 49093-9377
Document Number	2022004452
Instrument Date	May 5, 2022
Instrument	2022004452
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58261 JAFR IES DRIVE, 58261, THREE RIVERS, MI 49093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58261 JAFR IES DRIVE, THREE RIVERS, MI 49093

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58261 JAMES DR, THREE RIVERS, MI 49093-9377
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003925
Date	Jul 31, 2020
Instrument	2020003925

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,500 (+1.03%) Land $31,100 Building $125,400	$313,000 (+1.03%) Land $62,200 Building $250,800
2025	$2,293.00 Homeowner's exemption	$154,900 Land $31,100 Building $123,800	$309,800 Land $62,200 Building $247,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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