58191 James Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58191 James Dr, Three Rivers, MI 49093 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage3,280 sqft Building Perimeter
Lot Size34,412 sqft (0.79 acres)
Garage1,980 sqft
OccupancyOwner Occupied
Last Sale$240,000 (2020)
Tax Bill$1,943.00 (2025)

Property Details

APN / Parcel Number

Primary APN009-078-014-00

Interior

Full Baths2 Baths
Building Area3,280 sqft Building Perimeter
1st Floor1,780 sqft 1st Floor
Basement Area280 sqft Basement
Unfinished Basement280 sqft Unfinished
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area34,412 sqft (0.79 acres)
Depth X Width212 ft x 162 ft Depth x Width
Garage Area1,980 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address58191 JAMES DR
CityTHREE RIVERS
StateMI
Zip49093-9376
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 14 & 15 EBY RIVER SUBDIVISION SEC 15 T6S R11W. EST 0.79 A (COMBINE W/009-078-015-00 SEP/05)
Legal Range11W
Legal Township06S
Legal Section15
Legal SubdivisionEBY RIVER SUBDIVISION
Legal Lot Number14-15
JurisdictionST JOSEPH MI
Minor Civil DivisionLOCKPORT
Census Blockgroup2
Census Block2006
Census Tract40400

Owner

Source: St. Joseph County records · APN 009-078-014-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address58191 JAMES DR, THREE RIVERS, MI 49093-9376
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
KELLOGG COMMUNITY CU
Jan 11, 2022Deed of Trust, Mortgage · Line of Credit
KELLOGG COMMUNITY CU
Jul 16, 2020Warranty Deed, Transfer · Conventional Mortgage
KELLOGG COMMUNITY CU
Nov 27, 2017Quit Claim Deed, Transfer
Quitclaim Document
Nov 06, 2017Intrafamily Transfer, Transfer · Reverse Mortgage
REVERSE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2020 · Amount on Record
Deed SaleJul 16, 2020 · Amount on Record
Prior SaleApr 29, 2002
Deed Doc Number20203285
Prior Transfer DateOct 26, 2017
Prior Transfer Doc1892/0516
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address58191 JAMES DR, THREE RIVERS, MI 49093-9376
Transaction TypeMortgage
Record UpdatedApr 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address58191 JAMES DR, THREE RIVERS, MI 49093-9376

Mortgage

Document Number2023002011
DateMar 30, 2023
Instrument2023002011
Lender
NameKELLOGG COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMar 27, 2038

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address58191 JAMES DR, THREE RIVERS, MI 49093-9376
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address53191 JAMES DRQ THREE, THREE RIVERS, MI 49093

Mortgage

Document Number2022000343
DateJan 11, 2022
Instrument2022000343
Lender
NameKELLOGG COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 10, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJul 16, 2020
Property Address58191 JAMES DR, THREE RIVERS, MI 49093-9376
Document Number2020003285
Map ReferenceLB 5 PG 84&85
Instrument DateJul 15, 2020
Instrument2020003285
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2930 CHRYSLER AVE, 2930, WATERFORD, MI 48328-2628

Transferred To (Grantee/Buyer)

NameVerified Name
Address19650 M 86, CENTREVILLE, MI 49032-9714

Mortgage

DateJul 16, 2020
Lender
NameKELLOGG COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOSEPH MI
Recording DateNov 27, 2017
Property Address58191 JAMES DR, THREE RIVERS, MI 49093-9376
Document Number1894/0997
Book / Page1894 / 0997
Map ReferenceLB5 PG84&85
Instrument DateNov 17, 2017
Instrument1894-0997
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address58191 JAMES DR, 58191, THREE RIVERS, MI 49093-9376

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address58191 JAMES DR, THREE RIVERS, MI 49093-9376

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH MI
Recording DateNov 06, 2017
Property Address58191 JAMES DR, THREE RIVERS, MI 49093-9376
Document Number1892/0516
Book / Page1892 / 0516
Map ReferenceLB5 PG84
Instrument DateOct 26, 2017
Instrument1892-0516
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address58191 JAMES DR, THREE RIVERS, MI 49093-9376

Mortgage

Document Number18920519
DateNov 06, 2017
Instrument1892-0519
Lender
NameREVERSE MORTGAGE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionLockport Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$242,900 (+0.54%)$485,800 (+0.54%)
2025$1,943.00 Homeowner's exemption$241,600 Land $36,600 Building $205,000$483,200 Land $73,200 Building $410,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on James Dr

Nearby Streets

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