58241 James Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58241 James Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,335 sqft · built 2019
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2025)
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-078-011-00`

Property Details

APN / Parcel Number

Primary APN	`009-078-011-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,335 sqft Building Perimeter
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	252 ft deep x 75 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58241 JAMES DR
City	THREE RIVERS
State	MI
Zip	49093-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 EBYRIVER SUBDIVISION SEC 15 T6S R11W
Legal Range	11W
Legal Township	06S
Legal Section	15
Legal Subdivision	EBYRIVER SUBDIVISION
Legal Lot Number	11
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2006
Census Tract	40400

Owner

58241 James Dr is owned and occupied by an individual who bought it in October 2025.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	792 N ROLLAND RD, WEIDMAN, MI 48893-9613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 19, 2019	Deed, Transfer
Jul 6, 2007	Warranty Deed, Transfer · ARM FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	20258387
Prior Transfer Date	Dec 18, 1991
Prior Transfer Doc	0633000246
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58241 JAMES DR, THREE RIVERS, MI 49093-9376
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001999/634
Date	Mar 11, 2020
Book Page	1999/634

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 23, 2025
Property Address	58241 JAMES DR, THREE RIVERS, MI 49093-9376
Document Number	2025008387
Map Reference	LB 5 PG 84-86
Instrument Date	Oct 23, 2025
Instrument	2025008387
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58241 JAMES DR, THREE RIVERS, MI 49093-9376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 N ROLLAND RD, WEIDMAN, MI 48893-9613

Mortgage

Document Number	2025008388
Date	Oct 23, 2025
Instrument	2025008388

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 19, 2019
Property Address	58241 JAMES DR, THREE RIVERS, MI 49093-9376
Document Number	1963/0504
Book / Page	1963 / 0504
Map Reference	LB 5 PG 84&85
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 VERNE LN, 850, FLOSSMOOR, IL 60422-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56007 PARKVILLE RD, MENDON, MI 49072-9748

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 6, 2007
Property Address	58241 JAMES DR, THREE RIVERS, MI 49093-9376
Document Number	01444/0290
Book / Page	1444 / 0290
Map Reference	LB5 PG84&85
Instrument Date	Jun 27, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	DEVON TITLE THREE RIVERS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 SHADY LANE DR, WABASH, IN 46992-3832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 W 155TH ST, MARKHAM, IL 60428-3814

Mortgage

Document Number	0014440291
Date	Jul 6, 2007
Instrument	1444/0291

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	9.12%
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	14.1%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 58241 James Dr was $3,135 with a homeowner's exemption, up 2.6% from the year before.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,100 (+5.13%) Land $22,500 Building $143,600	$332,200 (+5.13%) Land $45,000 Building $287,200
2025	$3,135.00 (+2.62%) Homeowner's exemption	$158,000 Land $22,500 Building $135,500	$316,000 Land $45,000 Building $271,000
2024	$3,055.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 58241 James Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58241 James Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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