58205 James Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58205 James Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,248 sqft · built 2003
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$371,000 (Jul 2025)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`009-078-013-00`

Property Details

APN / Parcel Number

Primary APN	`009-078-013-00`

Interior

Full Baths	3 Baths
Building Area	1,248 sqft Building Perimeter
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	218 ft deep x 81 ft wide
Garage Area	2,440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58205 JAMES DR
City	THREE RIVERS
State	MI
Zip	49093-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 EBYRIVER SUBDIV SEC 15 T6S R11W
Legal Range	11W
Legal Township	06S
Legal Section	15
Legal Subdivision	EBYRIVER SUBDIV
Legal Lot Number	13
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2006
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	543 PICKARD ST, KALAMAZOO, MI 49048-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 9, 2018	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58205 JAMES DR, THREE RIVERS, MI 49093-9376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1940/0495
Date	Nov 28, 2018
Book Page	1940/0495

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 9, 2018
Property Address	58205 JAMES DR, THREE RIVERS, MI 49093-9376
Document Number	1915/0011
Book / Page	1915 / 0011
Map Reference	LB5 PG84&85
Instrument Date	May 1, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,358.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1332 PASADENA AVE S # S207, 1332, SOUTH PASADENA, FL 33707-3759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58205 JAMES DR, THREE RIVERS, MI 49093-9376

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,800	$339,600
2025	$1,232.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on James Dr

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