581 Palmetto Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 581 Palmetto Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1947
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-17-27-*-17`

Property Details

APN / Parcel Number

Primary APN	`27-37-17-27-*-17`
Alternative APNs	`27-37-17-27-00000.0-0017.00` `2718756`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,640 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	340 ft deep x 162 ft wide
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	220 sqft
Deck Area	593 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2718756
Street Address	581 PALMETTO DR
City	MELBOURNE
State	FL
Zip	32935-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GU
Legal Description	CARLTON STEWART GARDENS PLAT NO 2 LOT 17 EX N 123 FT & S 428 FT
Legal Range	37E
Legal Township	27S
Legal Section	17
Legal Subdivision	CARLTON STEWART GARDENS PLAT NO 2
Legal Lot Number	17
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3015
Census Tract	64301

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 PALMETTO DR, MELBOURNE, FL 32935-4216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2020	Quit Claim Deed, Transfer ATLANTIC NONLAWYER SERVICES INC, ATLANTIC NONLAWYER SVCS INC
Sep 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2014
Deed Sale	Feb 7, 2014
Prior Sale	May 22, 2013 · Amount on Record
Deed Document Number	201424622
Deed Book / Page	7062 / 850
Last Transfer Date	Apr 25, 2020
Transfer Doc	0087262737
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	581 PALMETTO DR, MELBOURNE, FL 32935-4216
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093592784
Date	Dec 17, 2021
Book Page	9359/2784
Instrument	2021328266

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 27, 2020
Property Address	581 PALMETTO DR, MELBOURNE, FL 32935-4216
Document Number	0087262737
Book / Page	008726 / 002737
Instrument Date	Apr 25, 2020
Instrument	92641
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATLANTIC NONLAWYER SERVICES INC, ATLANTIC NONLAWYER SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 PALMETTO DR MELBOURNE FL 329354216, MELBOURNE, FL 32935-4216

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 9, 2019
Property Address	581 PALMETTO DR, MELBOURNE, FL 32935-4216
Document Number	0085312708
Book / Page	008531 / 002708
Instrument Date	Sep 9, 2019
Instrument	195015
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	581 PALMETTO DR MELBOURNE FL 329354216, MELBOURNE, FL 32935-4216

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,950 (+2.69%)	$219,170 (-1.31%)
2025	$1,372.00 (+11.54%) Homeowner's exemption	$89,540 (+5.98%)	$222,090 (+17.18%)
2024	$1,230.00 (+112.07%)
2023	$580.00 Homeowner's exemption	$84,490	$189,530 Land $57,600 Building $131,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1995–2008)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Erin, Aug 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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