548 Palmetto Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 548 Palmetto Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,194 sqft · built 1959
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2019)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-17-27-*-2`

Property Details

APN / Parcel Number

Primary APN	`27-37-17-27-*-2`
Alternative APNs	`27-37-17-27-00000.0-0002.00` `2718739`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,194 sqft Living Area
Gross Area	1,853 sqft
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	125 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	264 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	285 sqft
Patio Area	100 sqft
Utility Building	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2718739
Street Address	548 PALMETTO DR
City	MELBOURNE
State	FL
Zip	32935-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CARLTON STEWART GARDENS PLAT NO 2 LOT 2 & N 20.8 FT OF LOT 1 EXC N 35 FT OF LOT 2
Legal Range	37E
Legal Township	27S
Legal Section	17
Legal Subdivision	CARLTON STEWART GARDENS PLAT NO 2
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3016
Census Tract	64301

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 29, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 17, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 19, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	2019181606
Deed Book / Page	8517 / 1276
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	May 12, 2026
Property Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217
Document Number	0000097433
Book / Page	10623 / 1186
Instrument Date	Apr 2, 2026
Instrument	202697433
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	0000097433,
Date	May 12, 2026
Book Page	10623/1186
Instrument	202697433

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Apr 1, 2051

Interest

Rate	6%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	0100271006
Date	Apr 1, 2024
Book Page	10027/1006
Instrument	2024064794

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	0095991571
Date	Aug 29, 2022
Book Page	9599/1571
Instrument	2022213235

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	0102440031
Date	Jan 17, 2025
Book Page	10244/31
Instrument	2025010530

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 19, 2019
Property Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217
Document Number	0085171276
Book / Page	8517 / 1276
Map Reference	MB 10 PG 69
Instrument Date	Aug 8, 2019
Instrument	2019181606
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 GINGERWOOD CT, 126, MELBOURNE, FL 32940-7706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	2019181607
Date	Aug 19, 2019
Instrument	2019181607

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,720 (+0.73%)	$138,720 (-17.03%)
2025	$1,871.00 (+10.84%) Homeowner's exemption	$137,720 (+5.98%)	$167,190 (+8.31%)
2023	$1,688.00 (+7.79%) Homeowner's exemption	$129,950 (+3%)	$154,360 (-4.83%) Land $44,000 Building $110,360
2022	$1,566.00 Homeowner's exemption	$126,170	$162,190 Land $48,150 Building $114,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1995–2008)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Erin, Aug 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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