565 Palmetto Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 565 Palmetto Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 1984
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Jan 2016)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-17-27-*-17.12`

Property Details

APN / Parcel Number

Primary APN	`27-37-17-27-*-17.12`
Alternative APNs	`27-37-17-27-00000.0-0017.12` `2718768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	340 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	552 sqft
Porch	Finished/Open Porch
Porch Area	234 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2718768
Street Address	565 PALMETTO DR
City	MELBOURNE
State	FL
Zip	32935-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GU
Legal Description	CARLTON STEWART GARDENS PLAT NO 2 N 95 FT OF S 428 FT OF LOT 17
Legal Range	37E
Legal Township	27S
Legal Section	17
Legal Subdivision	CARLTON STEWART GARDENS PLAT NO 2
Legal Lot Number	17
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3015
Census Tract	64301

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	565 PALMETTO DR, MELBOURNE, FL 32935-4216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 12, 2018	Deed of Trust, Mortgage · FHA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2016 · Amount on Record
Deed Sale	Jan 15, 2016 · Amount on Record
Prior Sale	Oct 22, 2001 · Amount on Record
Deed Document Number	20168539
Deed Book / Page	7531 / 2197
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	565 PALMETTO DR, MELBOURNE, FL 32935-4216
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 PALMETTO DR, MELBOURNE, FL 32935-4216

Mortgage

Document Number	0103552960
Date	Jun 10, 2025
Book Page	10355/2960
Instrument	2025115786

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Jun 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	565 PALMETTO DR, MELBOURNE, FL 32935-4216
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 PALMETTO DR, MELBOURNE, FL 32935-4216

Mortgage

Document Number	0090011672
Date	Feb 2, 2021
Book Page	9001/1672
Instrument	2021025567

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	565 PALMETTO DR, MELBOURNE, FL 32935-4216
Document Number	0082640456
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	565 PALMETTO DR MELBOURNE FL 329354216, MELBOURNE, FL 32935-4216

Mortgage

Document Number	0082640456
Date	Sep 18, 2018
Book Page	008264/000456
Instrument	209151

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,490 (+2.7%)	$270,010 (+4.12%)
2025	$2,108.00 (+11.36%) Homeowner's exemption	$150,430 (+5.97%)	$259,330 (+1.03%) Land $44,400 Building $214,930
2023	$1,893.00 (+7.56%) Homeowner's exemption	$141,950 (+3%)	$256,690 (+8.01%) Land $44,400 Building $212,290
2022	$1,760.00 Homeowner's exemption	$137,820	$237,650 Land $42,750 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1995–2008)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Erin, Aug 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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