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540 Palmetto Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 540 Palmetto Dr, Melbourne, FL 32935

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,553 sqft · built 1991
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$251,000 (Jul 2021)
Tax Bill$3,700 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-37-17-27-*-1

Property Details

APN / Parcel Number

Primary APN27-37-17-27-*-1
Alternative APNs
  • 27-37-17-27-00000.0-0001.00
  • 2718738

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,553 sqft Living Area
Gross Area2,021 sqft
1st Floor Area1,553 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area432 sqft
PorchFinished/Open Porch
Porch Area36 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2718738
Street Address540 PALMETTO DR
CityMELBOURNE
StateFL
Zip32935-4217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU111
Legal DescriptionCARLTON STEWART GARDENS PLAT NO 2 S 100 FT OF LOT 1
Legal Range37E
Legal Township27S
Legal Section17
Legal SubdivisionCARLTON STEWART GARDENS PLAT NO 2
Legal Lot Number1
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3016
Census Tract64301

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address540 PALMETTO DR, MELBOURNE, FL 32935-4217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2021 · Amount on Record
Deed SaleJul 21, 2021 · Amount on Record
Prior SaleDec 14, 2016 · Amount on Record
Deed Document Number2021188902
Deed Book / Page9196 / 2236
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 21, 2021
Property Address540 PALMETTO DR, MELBOURNE, FL 32935-4217
Document Number0091962236
Book / Page9196 / 2236
Map ReferenceMB 10 PG 69
Instrument DateJul 19, 2021
Instrument2021188902
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,757.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1427 ALBERNI ST NW, PALM BAY, FL 32907-9469

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number0091962239
DateJul 21, 2021
Instrument9196/2239
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,650 (-3.78%)$235,650 (-3.78%)
2025$3,700.00 (+2.78%)$244,910 (+0.03%) Land $35,000 Building $209,910$244,910 (+0.03%) Land $35,000 Building $209,910
2023$3,600.00 (+10.02%)$244,840 (+7.16%) Land $44,000 Building $200,840$244,840 (+7.16%) Land $44,000 Building $200,840
2022$3,272.00$228,490 Land $45,000 Building $183,490$228,490 Land $45,000 Building $183,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims9 (1995–2008)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Hurricane Erin, Aug 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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