580 Front St, Garrett, KY 41630 Property Records

Floyd County property record for 580 Front St, Garrett, KY 41630

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,972 sqft · built 1920
Lot Size0.46 acres (20,038 sqft)
OwnerCompany Name on File
Last Sale$113,000 (Oct 2024)
Flood ZoneZone AE (high risk)
APN029-10-05-002.02

Property Details

APN / Parcel Number

Primary APN029-10-05-002.02
Alternative APN
  • 6972

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,972 sqft Living Area
1st Floor Area1,972 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleSplit Foyer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
Lot Width100 ft Width
Garage TypeBasement
Garage Area532 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating FuelGas

Location & Zoning

Account Number6972
Street Address580 FRONT ST
CityGARRETT
StateKY
Zip41630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionFLOYD KY
Township / Civil DivisionWAYLAND
Census Block Group3
Census Block3047
Census Tract920700

Owner

580 Front St is owned by a company that bought it in October 2024 and is owner-occupied.

Source: Floyd County records, as of December 1, 2025

Owner of RecordCompany Name on File
Mailing Address149 S CENTRAL AVE, 9, PRESTONSBURG, KY 41653-1960
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2024 · Amount on File
Deed SaleOct 22, 2024 · Amount on File
Deed Document Number20241192395
Deed Book / Page695 / 621
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$12,000 Land $12,000$12,000 Land $12,000
2023$36,000$36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 580 Front St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims58 (1981–2026)
Claims Outside the SFHA1 of 58
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 18 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 12 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 580 Front St is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 86% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANCIS WATER COMPANY
private · serves 459 people · EPA ID KY0360152
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HereSOUTHERN WATER & SEWER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable
1,000 / 40
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Front St

Nearby Streets

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