400 Front St, Garrett, KY 41630 Property Records

Floyd County property record for 400 Front St, Garrett, KY 41630

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,160 sqft · built 1910
Lot Size0.119 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$114,000 (Nov 2024)
Tax Bill$531 (2023)
Flood ZoneZone AE (high risk)
APN029-10-03-004.00

Property Details

APN / Parcel Number

Primary APN029-10-03-004.00
Alternative APN
  • 21702

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,160 sqft Living Area

Exterior

Year BuiltBuilt 1910
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number21702
Street Address400 FRONT ST
CityGARRETT
StateKY
Zip41630-6915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionFLOYD KY
Township / Civil DivisionWAYLAND
Census Block Group3
Census Block3049
Census Tract920700

Owner

Source: Floyd County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address400 FRONT ST, GARRETT, KY 41630-6915
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Prior SaleNov 9, 2006 · Amount on Record
Deed Document Number1192781
Deed Book / Page696 / 526
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,000 (-54.55%) Land $20,000$20,000 (-54.55%) Land $20,000
2023$531.00$44,000$44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims58 (1981–2026)
Claims Outside the SFHA1 of 58
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 18 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 12 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 85% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANCIS WATER COMPANY
private · serves 459 people · EPA ID KY0360152
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HereSOUTHERN WATER & SEWER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable
1,000 / 40

May also be available: T-Mobile.

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number