313 Front St, Garrett, KY 41630 Property Records

Floyd County property record for 313 Front St, Garrett, KY 41630

Property Summary

Property TypeDepartment Store (Apparel, Household Goods, Furniture)
Details3,848 sqft · built 1954
OwnerCompany Name on File
Last Sale$210,000 (Nov 2024)
Tax Bill$241 (2023)
Flood ZoneZone AE (high risk)
APN028-30-07-026.00

Property Details

APN / Parcel Number

Primary APN028-30-07-026.00
Alternative APN
  • 23516

Interior

Stories2 Stories
Building Area3,848 sqft Living Area

Exterior

Year BuiltBuilt 1954
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeBlock

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number23516
Street Address313 FRONT ST
CityGARRETT
StateKY
Zip41630-6915
Property CategoryCommercial
Property TypeCommercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Legal DescriptionCOMMERCIAL IMPROVEMENT-CAMPBELL CLOTHING
JurisdictionFLOYD KY
Township / Civil DivisionWAYLAND
Census Block Group3
Census Block3051
Census Tract920700

Owner

313 Front St, a commercial property, is owned by a company that bought it in November 2024.

Source: Floyd County records, as of November 26, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 68, GARRETT, KY 41630-0068
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2024 · Amount on File
Deed SaleNov 18, 2024 · Amount on File
Deed Document Number1192686
Deed Book / Page696 / 389
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$241.00$20,000$20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims58 (1981–2026)
Claims Outside the SFHA1 of 58
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 18 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 12 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Front St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 84% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANCIS WATER COMPANY
private · serves 459 people · EPA ID KY0360152
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HereSOUTHERN WATER & SEWER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable
1,000 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Front St

Nearby Streets

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