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408 Front St, Garrett, KY 41630 Property Records

Floyd County property record for 408 Front St, Garrett, KY 41630

Property Summary

Property TypeSingle Family Home
Details1,500 sqft · built 1950
Lot Size0.103 acres (4,518 sqft)
OwnerCompany Name on Record
Last Sale$97,000 (Nov 2024)
Tax Bill$339 (2022)
Deeds & MortgagesNov 2024 Transfer
May 2021 Sale
Flood ZoneZone AE (high risk)
APN029-10-03-005.00

Property Details

APN / Parcel Number

Primary APN029-10-03-005.00
Alternative APN
  • 31796

Interior

Stories2 Stories
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,518 sqft (0.103 acres)
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number31796
Street Address408 FRONT ST
CityGARRETT
StateKY
Zip41630-6915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESIDENCE LOT 14 & PORTION OF 13
Legal SubdivisionMARTIN ADDITION
Legal Lot Number14
JurisdictionFLOYD KY
Township / Civil DivisionWAYLAND
Census Block Group3
Census Block3049
Census Tract920700

Owner

Source: Floyd County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address149 S CENTRAL AVE, 9, PRESTONSBURG, KY 41653-1960
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2024Quit Claim Deed, Transfer
Quitclaim
May 28, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Deed Document Number20241192784
Deed Book / Page696 / 538
Prior Transfer DateNov 19, 2024
Prior Transfer Doc000696/535
Record UpdatedSep 20, 2026

November 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLOYD KY
Recording DateNov 22, 2024
Property Address408 FRONT ST, GARRETT, KY 41630-6915
Document Number000696/535
Book / Page696 / 535
Instrument DateNov 19, 2024
Instrument1192783
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address86 KESTRAL DR, WELLINGTON, KY 40387-0060

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 FRONT ST, GARRETT, KY 41630-6915
Mail Care OfANASTACIA DRAUGHN

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionFLOYD KY
Recording DateMay 28, 2021
Property Address408 FRONT ST, GARRETT, KY 41630-6915
Document Number000663/599
Book / Page663 / 599
Instrument DateMay 27, 2021
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address86 KESTED DR, WELLINGTON, KY 40387

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 FRONT ST, GARRETT, KY 41630-6915

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$20,000 (-28.57%) Land $20,000$20,000 (-28.57%) Land $20,000
2023$28,000$28,000
2022$339.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims58 (1981–2026)
Claims Outside the SFHA1 of 58
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 18 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 12 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 85% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANCIS WATER COMPANY
private · serves 459 people · EPA ID KY0360152
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HereSOUTHERN WATER & SEWER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable		1,000 / 40

May also be available: T-Mobile.

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