Richland County property record for 58 Sweetspire Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,578 sqft · built 2021 |
| Lot Size | 0.674 acres (29,390 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Oct 2021) |
| Tax Bill | $5,510 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Feb 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28905-05-09 |
| Primary APN | 28905-05-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,578 sqft Heated Area |
| Gross Area | 4,208 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,390 sqft (0.674 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01812113 |
|---|---|
| Street Address | 58 SWEETSPIRE DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 17 269.4X169.8X181.8 #SU WOODCREEK FARMS AREA D14 PH IIA |
| Legal Subdivision | WOODCREEK |
| Legal Tract | D14 |
| Legal Lot Number | 17,269 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
Source: Richland County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 58 SWEETSPIRE DR, ELGIN, SC 29045-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK |
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK |
| Oct 29, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Apr 20, 2017 | Warranty Deed, Transfer · Line of Credit FIRST PALMETTO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2017 · Amount on Record |
| Deed Document Number | 202172681 |
| Deed Book / Page | 2682 / 644 |
| Prior Transfer Date | Apr 28, 2014 |
| Prior Transfer Doc | 1949/1849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 58 SWEETSPIRE DR, ELGIN, SC 29045-8114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 161 PONTIAC BUSINESS CENTER DR 1020, 1020, ELGIN, SC 29045-7123 |
| Document Number | 0025932523 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 2593/2523 |
| Instrument | 2021014143 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Feb 23, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 58 SWEETSPIRE DR, ELGIN, SC 29045-8114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 161 PONTIAC BUSINESS CENTER DR 1020, 1020, ELGIN, SC 29045-7123 |
| Document Number | 0028141331 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 2814/1331 |
| Instrument | 2023005617 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 29, 2021 |
| Property Address | 58 SWEETSPIRE DR, ELGIN, SC 29045-8114 |
| Document Number | 0026820644 |
| Book / Page | 2682 / 644 |
| Map Reference | MB 958 PG 3338 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021072681 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,016.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 58 SWEETSPIRE DR, ELGIN, SC 29045-8114 |
| Document Number | 2021072682 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021072682 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 20, 2017 |
| Property Address | 58 SWEETSPIRE DR, ELGIN, SC 29045-8114 |
| Document Number | 2204/0045 |
| Book / Page | 002204 / 000045 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 27931 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211 |
| Document Number | 2204/0049 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 002204/000049 |
| Instrument | 27932 |
| Name | FIRST PALMETTO BK |
|---|---|
| Type | Bank |
| Address | PONTIAC, SC 29045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,510.00 (+17.46%) | $626,800 (-) | $629,600 (-) Land $71,500 Building $558,100 |
| 2024 | $626,800 (+2,775.23%) | $629,600 (+15.52%) Land $71,500 Building $558,100 | |
| 2023 | $4,691.00 (-2.76%) | $21,800 (+458.97%) | $545,000 (+738.46%) |
| 2022 | $4,824.00 | ||
| 2021 | $3,900 | $65,000 Land $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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