49 Sweetspire Dr, Elgin, SC 29045 Property Records

Richland County property record for 49 Sweetspire Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,979 sqft · built 2021
Lot Size	0.575 acres (25,079 sqft)
Owner	Company Name on Record
Last Sale	$620,000 (Oct 2022)
Tax Bill	$6,246 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28905-10-01`

Property Details

APN / Parcel Number

Primary APN	`28905-10-01`
Alternative APNs	`R28905-10-01` `01812015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,979 sqft Heated Area
Gross Area	5,082 sqft
1st Floor Area	2,198 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,079 sqft (0.575 acres)
Garage Area	782 sqft
Porch	Patio

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01812015
Street Address	49 SWEETSPIRE DR
City	ELGIN
State	SC
Zip	29045-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 6 156.1X200X78X199.9 #SU WOODCREEK FARMS AREA D14 PH IIA #PR RB958-3338
Legal Subdivision	WOODCREEK
Legal Tract	D14
Legal Lot Number	6,156
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Apr 26, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST RELIANCE BK
Oct 23, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	202256294
Deed Book / Page	2785 / 3804
Prior Transfer Date	Dec 29, 2016
Prior Transfer Doc	2177/0105
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 6, 2022
Property Address	49 SWEETSPIRE DR, ELGIN, SC 29045-8109
Document Number	0027853804
Book / Page	2785 / 3804
Map Reference	MB 958 PG 3338
Instrument Date	Oct 5, 2022
Instrument	2022056294
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 SWEETSPIRE DR, ELGIN, SC 29045-8109

Mortgage

Document Number	2022056295
Date	Oct 6, 2022
Instrument	2022056295

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 26, 2018
Property Address	49 SWEETSPIRE DR, ELGIN, SC 29045-8109
Book / Page	002298 / 002083
Instrument Date	Apr 25, 2018
Instrument	27519
Transaction Type	Construction Loan
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	552 CHARLESTON ESTATES LN COLUMBIA SC 292238509, COLUMBIA, SC 29223-8509

Mortgage

Document Number	2298/2083
Date	Apr 26, 2018
Book Page	002298/002083
Instrument	27519

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 23, 2017
Property Address	49 SWEETSPIRE DR, ELGIN, SC 29045-8109
Document Number	2253/2528
Book / Page	002253 / 002528
Instrument Date	Oct 20, 2017
Instrument	79799
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	556 CHARLESTON ESTATES LN COLUMBIA SC 292238509, COLUMBIA, SC 29223-8509

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,246.00 (+17.03%)		$689,850 (+1.21%)
2024			$681,570 (+741.44%)
2023	$5,337.00 (+85.83%)
2021	$2,872.00	$4,860	$81,000 Land $81,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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