Richland County property record for 48 Sweetspire Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,354 sqft · built 2006 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Company Name on Record |
| Last Sale | $609,900 (Dec 2016) |
| Tax Bill | $5,993 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28905-05-08 |
| Primary APN | 28905-05-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,354 sqft Heated Area |
| Gross Area | 5,776 sqft |
| 1st Floor Area | 2,748 sqft |
| Attic | Attic |
| Attic Area | 144 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Area | 852 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Slab |
| Porch Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01812104 |
|---|---|
| Street Address | 48 SWEETSPIRE DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 16 85.9X227.6X35.5X142.9X169.9 #SU WOODCREEK FARMS AREA D14 PH IIA |
| Legal Subdivision | WOODCREEK |
| Legal Tract | D14 |
| Legal Lot Number | 16,85 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 17, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2016 · Amount on Record |
| Deed Sale | Dec 19, 2016 · Amount on Record |
| Prior Sale | May 1, 2006 · Amount on Record |
| Deed Document Number | 201698729 |
| Deed Book / Page | 2173 / 1567 |
| Last Transfer Date | Sep 6, 2018 |
| Transfer Doc | 0023341869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 10, 2018 |
| Property Address | 48 SWEETSPIRE DR, ELGIN, SC 29045-8114 |
| Document Number | 2334/1869 |
| Book / Page | 002334 / 001869 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 65810 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 SWEETSPIRE DR ELGIN SC 290458114, ELGIN, SC 29045-8114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 48 SWEETSPIRE DR, ELGIN, SC 29045-8114 |
| Document Number | 2253/2532 |
| Book / Page | 002253 / 002532 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 48 SWEETSPIRE DR ELGIN SC 290458114, ELGIN, SC 29045-8114 |
| Document Number | 2253/2532 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 002253/002532 |
| Instrument | 79800 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 22, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,993.00 (+17.46%) | $860,580 (-) | |
| 2024 | $860,580 (+45.17%) | ||
| 2023 | $5,102.00 (-5.29%) | ||
| 2021 | $5,387.00 | $23,710 | $592,800 Land $65,000 Building $527,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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