41 Sweetspire Dr, Elgin, SC 29045 Property Records

Richland County property record for 41 Sweetspire Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,529 sqft · built 2019
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on Record
Last Sale	$519,000 (Jul 2019)
Tax Bill	$5,249 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jul 2019 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28905-10-02`

Property Details

APN / Parcel Number

Primary APN	`28905-10-02`
Alternative APNs	`R28905-10-02` `01812024`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,529 sqft Heated Area
Gross Area	4,530 sqft
1st Floor Area	2,353 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Earth
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	725 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01812024
Street Address	41 SWEETSPIRE DR
City	ELGIN
State	SC
Zip	29045-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 7 157X199.9X78.3X199.9 #SU WOODCREEK FARMS AREA D14 PH IIA
Legal Subdivision	WOODCREEK
Legal Tract	D14
Legal Lot Number	7,157
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK
Jul 1, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit FIRST CMNTY BK
Oct 2, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST SOUTH BK
Oct 6, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST SOUTH BK
Oct 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 4, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST SOUTH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	201946937
Deed Book / Page	2406 / 3912
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	0022490775
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	41 SWEETSPIRE DR, ELGIN, SC 29045-8109
Document Number	2569/0574
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SWEETSPIRE DR ELGIN SC 290458109, ELGIN, SC 29045-8109

Mortgage

Document Number	2569/0574
Date	Dec 27, 2020
Book Page	002569/000574
Instrument	73681

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 1, 2019
Property Address	41 SWEETSPIRE DR, ELGIN, SC 29045-8109
Document Number	2406/3912
Book / Page	002406 / 003912
Instrument Date	Jun 28, 2019
Instrument	46937
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 290580 COLUMBIA SC 292290010, COLUMBIA, SC 29229-0010

Mortgage

Document Number	2406/3916
Date	Jul 1, 2019
Book Page	002406/003916
Instrument	46938

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 2, 2018
Property Address	41 SWEETSPIRE DR, ELGIN, SC 29045-8109
Book / Page	002339 / 002527
Instrument Date	Sep 27, 2018
Instrument	70409
Transaction Type	Construction Loan
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123
Investor	Possibly a Property Investor

Mortgage

Document Number	2339/2527
Date	Oct 2, 2018
Book Page	002339/002527
Instrument	70409

Lender

Name	FIRST SOUTH BK
Type	Bank
Address	SPARTANBURG, SC 29304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 6, 2017
Property Address	41 SWEETSPIRE DR, ELGIN, SC 29045-8109
Book / Page	002249 / 003627
Instrument Date	Oct 5, 2017
Instrument	75466
Transaction Type	Construction Loan
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	41 SWEETSPIRE DR ELGIN SC 290458109, ELGIN, SC 29045-8109
Investor	Possibly a Property Investor

Mortgage

Document Number	2249/3627
Date	Oct 6, 2017
Book Page	002249/003627
Instrument	75466

Lender

Name	FIRST SOUTH BK
Type	Bank
Address	SPARTANBURG, SC 29304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 5, 2018

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 4, 2017
Property Address	41 SWEETSPIRE DR, ELGIN, SC 29045-8109
Document Number	2249/0775
Book / Page	002249 / 000775
Instrument Date	Sep 27, 2017
Instrument	74768
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1548 COLUMBIA SC 292021548, COLUMBIA, SC 29202-1548

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 4, 2017
Property Address	41 SWEETSPIRE DR, ELGIN, SC 29045-8109
Document Number	2249/0779
Book / Page	002249 / 000779
Instrument Date	Feb 27, 2017
Instrument	74769
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVERS RIGHTS CT COLUMBIA MD 21045, COLUMBIA, MD 21045
Investor	Possibly a Property Investor

Mortgage

Document Number	2249/0783
Date	Oct 4, 2017
Book Page	002249/000783
Instrument	74770

Lender

Name	FIRST SOUTH BK
Type	Bank
Address	SPARTANBURG, SC 29304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 3, 2022

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,249.00 (+17.48%)		$683,100 (-0.17%)
2024			$684,270 (+31.84%)
2023	$4,468.00 (-5.28%)
2021	$4,717.00	$20,760	$519,000 Land $50,000 Building $469,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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