58 Summer St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 58 Summer St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,295 sqft · built 1847
Lot Size	0.271 acres (11,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Dec 2025)
Tax Bill	$6,771 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0005 L:0011`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0005 L:0011`
Alternative APNs	`M:009=E B:0005 L:0011` `253028`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,295 sqft Living Area
Gross Area	3,541 sqft
1st Floor Area	1,192 sqft
Basement Area	768 sqft
Unfinished Basement	545 sqft

Exterior

Year Built	Built 1847
Effective Year Built	Effective 1847
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,809 sqft (0.271 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	253028
Street Address	58 SUMMER ST
City	SAUGUS
State	MA
Zip	01906-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	LAND SAUGUS
Legal Block	5
Legal Lot Number	11
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1001
Census Tract	208301

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 SUMMER ST, SAUGUS, MA 01906-2166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MTG CONNECTION LLC
Jun 11, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	20252960
Deed Book / Page	43154 / 136
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 29, 2025
Property Address	58 SUMMER ST, SAUGUS, MA 01906-2166
Document Number	043154-136
Book / Page	43154 / 136
Instrument Date	Dec 29, 2025
Instrument	20251229002960
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58 SUMMER ST, SAUGUS, MA 01906-2166

Mortgage

Document Number	20251229002970
Date	Dec 29, 2025
Instrument	20251229002970

Lender

Name	MTG CONNECTION LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 11, 2018
Property Address	58 SUMMER ST, SAUGUS, MA 01906-2166
Document Number	36777-477
Book / Page	036777 / 000477
Instrument Date	Jun 8, 2018
Instrument	1806112290
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	58 SUMMER ST SAUGUS MA 019062166, SAUGUS, MA 01906-2166

Mortgage

Document Number	36777-482
Date	Jun 11, 2018
Book Page	036777/000482
Instrument	1806112310

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,771.00 (+3.08%)	$649,800 (+5.64%) Land $371,800 Building $277,900	$700,385 (+0.12%)
2025	$6,569.00 (+2.46%)	$615,100 (+2.18%) Land $339,700 Building $275,400	$699,580
2024	$6,411.00 (+2.74%)	$602,000 (+8.63%) Land $330,500 Building $271,500
2023	$6,240.00	$554,200 Land $289,200 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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