50 Summer St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 50 Summer St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,461 sqft · built 1928
Lot Size	0.146 acres (6,338 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Aug 2000)
Tax Bill	$5,951 (2026)
Deeds & Mortgages	Jul 2021 Refinance Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0005 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0005 L:0008`
Alternative APNs	`M:009=E B:0005 L:0008` `4564025`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,461 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	974 sqft
Basement Area	974 sqft
Unfinished Basement	974 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,338 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4564025
Street Address	50 SUMMER ST
City	SAUGUS
State	MA
Zip	01906-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	EVELYN L MCLAUGHLIN
Legal Block	5
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1001
Census Tract	208301

Owner

50 Summer St is owned and occupied by an individual who bought it in August 2000.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	50 SUMMER ST, SAUGUS, MA 01906-2166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2000 · Amount on File
Deed Sale	Aug 31, 2000 · Amount on File
Deed Book / Page	16539 / 342
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	50 SUMMER ST, SAUGUS, MA 01906-2166
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040081-119
Date	Jul 14, 2021
Book Page	40081/119
Instrument	20210714003020

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	50 SUMMER ST, SAUGUS, MA 01906-2166
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040569-187
Date	Dec 13, 2021
Book Page	40569/187
Instrument	20211213003200

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	50 SUMMER ST, SAUGUS, MA 01906-2166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39044-414
Date	Oct 13, 2020
Book Page	39044/414
Instrument	20201013001820

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 50 Summer St was $5,951, up 3.2% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,951.00 (+3.21%)	$571,100 (+5.78%) Land $349,700 Building $220,200	$620,018 (+20.24%)
2025	$5,766.00 (+2.8%)	$539,900 (+2.51%) Land $319,400 Building $220,500	$515,660
2024	$5,609.00 (+1.76%)	$526,700 (+7.6%) Land $310,800 Building $215,900
2023	$5,512.00	$489,500 Land $272,000 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Summer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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