51 Summer St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 51 Summer St, Saugus, MA 01906

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,541 sqft · built 1875
Lot Size	0.246 acres (10,729 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,426 (2026)
Deeds & Mortgages	Apr 2017 Transfer Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0006 L:0009`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0006 L:0009`
Alternative APNs	`M:009=E B:0006 L:0009` `5453021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,541 sqft Living Area
Gross Area	4,830 sqft
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,729 sqft (0.246 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5453021
Street Address	51 SUMMER ST
City	SAUGUS
State	MA
Zip	01906-2164
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	9
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1003
Census Tract	208301

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 SUMMER ST, SAUGUS, MA 01906-2164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 19, 2017
Property Address	51 SUMMER ST, SAUGUS, MA 01906-2164
Document Number	35806-378
Book / Page	035806 / 000378
Instrument Date	Apr 10, 2017
Instrument	1704190186
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 SUMMER ST SAUGUS MA 019062164, SAUGUS, MA 01906-2164

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 27, 2017
Property Address	51 SUMMER ST, SAUGUS, MA 01906-2164
Document Number	35758-112
Book / Page	035758 / 000112
Instrument Date	Mar 21, 2017
Instrument	1703270256
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 SUMMER ST SAUGUS MA 019062164, SAUGUS, MA 01906-2164

Mortgage

Document Number	35758-116
Date	Mar 27, 2017
Book Page	035758/000116
Instrument	1703270257

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,426.00 (+1.79%)	$1,000,600 (+4.33%) Land $367,500 Building $619,500
2025	$10,243.00 (+3.95%)	$959,100 (+3.65%) Land $335,700 Building $623,400
2024	$9,854.00 (+4.45%)	$925,300 (+10.44%) Land $326,600 Building $598,700
2023	$9,434.00	$837,800 Land $285,800 Building $552,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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