59 Summer St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 59 Summer St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,589 sqft · built 1850
Lot Size	0.238 acres (10,359 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Sep 2020)
Tax Bill	$6,596 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-E B:0003 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-E B:0003 L:0001`
Alternative APNs	`M:010=E B:0003 L:0001` `7640019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,589 sqft Living Area
Gross Area	2,633 sqft
1st Floor Area	811 sqft
Basement Area	811 sqft
Unfinished Basement	811 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,359 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	7640019
Street Address	59 SUMMER ST
City	SAUGUS
State	MA
Zip	01906-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208301

Owner

59 Summer St is owned and occupied by an individual who bought it in September 2020.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	59 SUMMER ST, SAUGUS, MA 01906-2165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Quit Claim Deed, Transfer · FHA Mortgage ARC HOME LLC
Jan 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Book / Page	38906 / 60
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	3890000060
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 4, 2020
Property Address	59 SUMMER ST, SAUGUS, MA 01906-2165
Document Number	38906-60
Book / Page	38906 / 60
Instrument Date	Aug 21, 2020
Instrument	20200904004720
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SUMMER ST, SAUGUS, MA 01906-2165

Mortgage

Document Number	200904004730
Date	Sep 4, 2020
Instrument	200904004730

Lender

Name	ARC HOME LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 18, 2017
Property Address	59 SUMMER ST, SAUGUS, MA 01906-2165
Document Number	35620-347
Book / Page	035620 / 000347
Instrument Date	Jan 9, 2017
Instrument	1701180470
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 SUMMER ST SAUGUS MA 019062165, SAUGUS, MA 01906-2165

Tax Assessment & Valuation

The 2026 property tax bill for 59 Summer St was $6,596, up 3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,596.00 (+3.01%)	$633,000 (+5.59%) Land $366,000 Building $266,900	$685,297 (-0.54%)
2025	$6,403.00 (+2.73%)	$599,500 (+2.43%) Land $334,300 Building $265,200	$689,035
2024	$6,233.00 (+2.97%)	$585,300 (+8.87%) Land $325,300 Building $260,000
2023	$6,053.00	$537,600 Land $284,600 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Summer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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