58 Spruce St, Westerly, RI 02891 Property Records

Westerly Town property record for 58 Spruce St, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,703 sqft · built 1920
Lot Size	0.151 acres (6,595 sqft)
Owner	Company Name on File
Last Sale	$257,000 (Jan 2024)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:47 B:136`

Property Details

APN / Parcel Number

Primary APN	`WEST M:47 B:136`
Alternative APNs	`M:047 B:136 L` `15022060`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,703 sqft Living Area
Gross Area	5,608 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,595 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15022060
Street Address	58 SPRUCE ST
City	WESTERLY
State	RI
Zip	02891-1990
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	136
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	4
Census Block	4000
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:47 B:136

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	56 SPRUCE ST, WESTERLY, RI 02891-1922
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GAIL C CONLEY
Jul 17, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 21, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	2024177
Deed Book / Page	2024 / 719
Prior Transfer Date	Jul 18, 2023
Prior Transfer Doc	02023-9586
Record Updated	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 24, 2023
Property Address	58 SPRUCE ST, WESTERLY, RI 02891-1990
Document Number	02023-9586
Book / Page	2023 / 9586
Instrument Date	Jul 18, 2023
Instrument	2023-2384
Transaction Type	Transfer
Record Updated	Aug 03, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 WAMPANOAG TRL, RIVERSIDE, RI 02915-1000

Mortgage

Document Number	0020232385
Date	Jul 24, 2023
Instrument	2023-2385

Lender

Name	GAIL C CONLEY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 17, 2023
Property Address	58 SPRUCE ST, WESTERLY, RI 02891-1990
Document Number	02023-9255
Book / Page	2023 / 9255
Instrument Date	Jul 13, 2023
Instrument	2023-2320
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 WAMPANOAG TRL, RIVERSIDE, RI 02915-1000

January 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	WESTERLY RI
Recording Date	Jan 21, 2022
Property Address	58 SPRUCE ST, WESTERLY, RI 02891-1990
Document Number	02022-1182
Book / Page	2022 / 1182
Instrument Date	Jan 21, 2022
Instrument	2022-298
Transaction Type	Foreclosure
Record Updated	Feb 03, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 WAMPANOAG TRL, RIVERSIDE, RI 02915-1000

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,906.00 (-16.88%)	$245,000 (+8.55%) Land $144,700 Building $100,300
2023	$2,293.00 (+0.57%)	$225,700 (-) Land $103,300 Building $122,400
2022	$2,280.00	$225,700 Land $103,300 Building $122,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2021, other causes
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 4 claims Hurricane Gloria, Sep 1985 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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