49 Spruce St, Westerly, RI 02891 Property Records

Westerly Town property record for 49 Spruce St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 1965
Lot Size	0.208 acres (9,049 sqft)
Owner	Individual Name on File
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`WEST M:57 B:161`

Property Details

APN / Parcel Number

Primary APN	`WEST M:57 B:161`
Alternative APNs	`M:057 B:161 L` `20017000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
Gross Area	3,503 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,049 sqft (0.208 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20017000
Street Address	49 SPRUCE ST
City	WESTERLY
State	RI
Zip	02891-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	161
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2004
Census Tract	50801

Owner

49 Spruce St is owned and occupied by an individual.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 SPRUCE ST, WESTERLY, RI 02891-1946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 7, 2017
Property Address	49 SPRUCE ST, WESTERLY, RI 02891-1946
Document Number	2017-2238
Book / Page	002017 / 012238
Instrument Date	May 7, 2017
Instrument	2982
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CLOVER LN BARRINGTON RI 028061208, BARRINGTON, RI 02806-1208

Tax Assessment & Valuation

The 2025 property tax bill for 49 Spruce St was $3,266.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00	$419,800 Land $159,500 Building $260,300	$509,855
2023	$3,275.00 (+0.61%)	$322,300 (-) Land $114,200 Building $208,100
2022	$3,255.00	$322,300 Land $114,200 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880