54 Spruce St, Westerly, RI 02891 Property Records

Westerly Town property record for 54 Spruce St, Westerly, RI 02891

Property Summary

Property TypeCommercial Condominium
Details6 bd · 9 ba · 9,160 sqft · built 2012
OwnerCompany Name on Record
Last Sale$130,000 (Dec 2011)
Tax Bill$9,772 (2025)
Flood ZoneZone X (minimal risk)
APNM:057 B:79 L:2

Property Details

APN / Parcel Number

Primary APNM:057 B:79 L:2
Alternative APNs
  • WEST M:57 B:79 L:2
  • 23020800

Interior

Bedrooms6 Beds
Full Baths9 Baths
Total Rooms30 Rooms
Units9 Units
Stories2 Stories
Building Area9,160 sqft Total Area
Gross Area10,107 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number23020800
Street Address54 SPRUCE ST
CityWESTERLY
StateRI
Zip02891-1922
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Condominium
Legal Block79
Legal Lot Number2
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group4
Census Block4000
Census Tract50801

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address56 SPRUCE ST, WESTERLY, RI 02891-1922
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2011 · Amount on Record
Deed SaleDec 14, 2011 · Amount on Record
Prior SaleNov 15, 2000 · Amount on Record
Deed Book / Page1908 / 934
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,772.00 (-15.7%)$1,256,100 (+10.1%) Building $1,256,100
2023$11,592.00 (+0.6%)$1,140,900 (-) Building $1,140,900
2022$11,523.00$1,140,900 Building $1,140,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1982–2021)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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