Westerly Town property record for 52 Spruce St, Westerly, RI 02891
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1940 |
| Lot Size | 0.208 acres (9,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,500 (May 2019) |
| Tax Bill | $2,428 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:78 |
| Primary APN | WEST M:57 B:78 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 3,052 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,049 sqft (0.208 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 11077630 |
|---|---|
| Street Address | 52 SPRUCE ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1922 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 78 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:57 B:78
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 52 SPRUCE ST, WESTERLY, RI 02891-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| May 10, 2019 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jan 03, 2019 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Jan 03, 2019 |
| Deed Document Number | 20192019-1929 |
| Deed Book / Page | 2019 / 7513 |
| Prior Transfer Date | Dec 12, 2018 |
| Prior Transfer Doc | 2019-182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 25, 2022 |
| Property Address | 52 SPRUCE ST, WESTERLY, RI 02891-1922 |
| Document Number | 02022-1504 |
| Book / Page | 2022 / 1504 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022-364 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 SPRUCE ST, WESTERLY, RI 02891-1922 |
| Document Number | 02022-1508 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 2022/1508 |
| Instrument | 2022-365 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 10, 2019 |
| Property Address | 52 SPRUCE ST, WESTERLY, RI 02891-1922 |
| Document Number | 2019-7513 |
| Book / Page | 2019 / 7513 |
| Instrument Date | May 10, 2019 |
| Instrument | 2019-1929 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 SPRUCE ST, WESTERLY, RI 02891-1922 |
| Document Number | 20191930 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019-1930 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 03, 2019 |
| Property Address | 52 SPRUCE ST, WESTERLY, RI 02891-1922 |
| Document Number | 2019-182 |
| Book / Page | 002019 / 000182 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 39 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 22, 2019 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 SPRUCE ST WESTERLY RI 028911922, WESTERLY, RI 02891-1922 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,428.00 (+12.25%) | $312,100 (+46.59%) Land $130,600 Building $181,500 |
| 2023 | $2,163.00 (+0.6%) | $212,900 (-) Land $93,500 Building $119,400 |
| 2022 | $2,150.00 | $212,900 Land $93,500 Building $119,400 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 23 (1982–2021) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 442 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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