58 Spruce St, Fairview, NJ 07022 Property Records

Bergen County and Fairview Borough property record for 58 Spruce St, Fairview, NJ 07022

Property Summary

Property Type	Single Family Home
Details	1,332 sqft · built 1955
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$156,916 (Sep 2019)
Tax Bill	$11,120 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00703-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`18-00703-0000-00005`
Alternative APNs	`1800082000000174` `180070300005`

Interior

Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	100 ft deep x 140 ft wide

Location & Zoning

Old Parcel Number	1800082000000174
Street Address	58 SPRUCE ST
City	FAIRVIEW
State	NJ
Zip	07022-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	140X100
Legal Block	703
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3002
Census Tract	18200

Owner

Source: Bergen County and Fairview Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 SPRUCE ST, FAIRVIEW, NJ 07022-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Sep 6, 2014 · Amount on Record
Deed Document Number	201961689
Deed Book / Page	3351 / 1678
Prior Transfer Date	Jul 8, 2014
Prior Transfer Doc	0017490130
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	58 SPRUCE ST, FAIRVIEW, NJ 07022-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037970057
Date	Oct 29, 2020
Book Page	3797/57
Instrument	20-112388

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Fairview Borough
Unified School District	Fairview Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,400 (+5.65%) Land $334,500 Building $181,900	$516,400 (+5.65%) Land $334,500 Building $181,900
2025	$11,120.00 (+1.9%)	$488,800 (+8.12%) Land $324,500 Building $164,300	$488,800 (+8.12%) Land $324,500 Building $164,300
2024	$10,913.00 (+8.68%)
2023		$452,100 Land $302,000 Building $150,100	$452,100 Land $302,000 Building $150,100
2022	$10,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20