54 Spruce St, Fairview, NJ 07022 Property Records

Bergen County and Fairview Borough property record for 54 Spruce St, Fairview, NJ 07022

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1955
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jan 2021)
Tax Bill	$10,085 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00703-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-00703-0000-00004`
Alternative APNs	`1800082000000175` `180070300004`

Interior

Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	100 ft deep x 54 ft wide

Location & Zoning

Old Parcel Number	1800082000000175
Street Address	54 SPRUCE ST
City	FAIRVIEW
State	NJ
Zip	07022-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	54X100
Legal Subdivision	FAIR VIEW HOMES
Legal Block	703
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3002
Census Tract	18200

Owner

54 Spruce St is owned and occupied by two individuals who bought it in January 2021.

Source: Bergen County and Fairview Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 SPRUCE ST, FAIRVIEW, NJ 07022-1031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Feb 4, 2009 · Amount on File
Deed Document Number	20213043
Deed Book / Page	3902 / 1830
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 7, 2021
Property Address	54 SPRUCE ST, FAIRVIEW, NJ 07022-1031
Document Number	0039021830
Book / Page	3902 / 1830
Instrument Date	Dec 31, 2020
Instrument	21-003043
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,167.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12657 NE 2ND ST, 12657, BELLEVUE, WA 98005-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SPRUCE ST, FAIRVIEW, NJ 07022-1031

Mortgage

Document Number	21003044
Date	Jan 7, 2021
Instrument	21-003044

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 54 Spruce St was $10,085, up 2.3% from the year before.

Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Fairview Borough
Unified School District	Fairview Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,700 (+6.41%) Land $281,700 Building $190,000	$471,700 (+6.41%) Land $281,700 Building $190,000
2025	$10,085.00 (+2.3%)	$443,300 Land $271,700 Building $171,600	$443,300 Land $271,700 Building $171,600
2024	$9,858.00
2023		$410,600 Land $249,200 Building $161,400	$410,600 Land $249,200 Building $161,400
2022	$9,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Spruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20