Bergen County and Fairview Borough property record for 33 Spruce St, Fairview, NJ 07022
| Property Type | Single Family Home |
|---|---|
| Details | 2,114 sqft · built 1955 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Apr 2022) |
| Tax Bill | $14,717 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00704-0000-00008 |
| Primary APN | 18-00704-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,114 sqft Living Area |
| 1st Floor Area | 2,114 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 72 ft deep x 75 ft wide |
| Old Parcel Number | 1800082000000194 |
|---|---|
| Street Address | 33 SPRUCE ST |
| City | FAIRVIEW |
| State | NJ |
| Zip | 07022-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X72 |
| Legal Subdivision | FAIR VIEW HOMES |
| Legal Block | 704 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 18200 |
33 Spruce St is owned and occupied by two individuals who bought it in April 2022.
Source: Bergen County and Fairview Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TWO RIVER CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on File |
| Deed Sale | Apr 20, 2022 · Amount on File |
| Prior Sale | Jul 29, 2004 · Amount on File |
| Deed Document Number | 202243487 |
| Deed Book / Page | 4656 / 1733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 20, 2022 |
| Property Address | 33 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Number | 0046561733 |
| Book / Page | 4656 / 1733 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022043487 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 558 CENTRAL AVE, 558, RIVER VALE, NJ 07675-5573 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 33 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Number | 2022043488 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022043488 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | Other |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 33 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Number | 0029300320 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 SPRUCE ST FAIRVIEW NJ 070221016, FAIRVIEW, NJ 07022-1016 |
| Document Number | 0029300320 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 002930/000320 |
| Instrument | 30997 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 33 Spruce St was $14,717, up 1.9% from the year before.
Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Fairview Borough |
| Unified School District | Fairview Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $696,100 (+7.61%) Land $292,100 Building $404,000 | $696,100 (+7.61%) Land $292,100 Building $404,000 | |
| 2025 | $14,717.00 (+1.89%) | $646,900 Land $282,100 Building $364,800 | $646,900 Land $282,100 Building $364,800 |
| 2024 | $14,444.00 | ||
| 2023 | $632,900 Land $259,600 Building $373,300 | $632,900 Land $259,600 Building $373,300 | |
| 2022 | $13,977.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 33 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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