Bergen County and Fairview Borough property record for 50 Spruce St, Fairview, NJ 07022
| Property Type | Single Family Home |
|---|---|
| Details | 1,602 sqft · built 1955 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $302,000 (Jul 2011) |
| Tax Bill | $10,483 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00703-0000-00003 |
| Primary APN | 18-00703-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 1,602 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Old Parcel Number | 1800082000000176 |
|---|---|
| Street Address | 50 SPRUCE ST |
| City | FAIRVIEW |
| State | NJ |
| Zip | 07022-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 60X100 |
| Legal Subdivision | AIR VIEW HOMES |
| Legal Block | 703 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18200 |
Source: Bergen County and Fairview Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 50 SPRUCE ST, FAIRVIEW, NJ 07022-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS |
| Mar 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Jul 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2011 · Amount on Record |
| Deed Sale | Jul 11, 2011 · Amount on Record |
| Prior Sale | Sep 25, 2007 · Amount on Record |
| Deed Document Number | 20117830810 |
| Deed Book / Page | 783 / 810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 8, 2026 |
| Property Address | 50 SPRUCE ST, FAIRVIEW, NJ 07022-1031 |
| Document Number | 0000061939 |
| Book / Page | 5892 / 1297 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202661939 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NATIONAL INTEGRITY LLC, NATIONAL INTEGRITY |
| Name | Verified Name |
|---|---|
| Address | 50 SPRUCE ST, FAIRVIEW, NJ 07022-1031 |
| Document Number | 0000061939, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 5892/1297 |
| Instrument | 202661939 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 50 SPRUCE ST, FAIRVIEW, NJ 07022-1031 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 0051941548 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 5194/1548 |
| Instrument | 2024014360 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 50 SPRUCE ST, FAIRVIEW, NJ 07022-1031 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0047490534 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 4749/534 |
| Instrument | 2022072858 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Fairview Borough |
| Unified School District | Fairview Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,500 (+6.45%) Land $287,500 Building $203,000 | $490,500 (+6.45%) Land $287,500 Building $203,000 | |
| 2025 | $10,483.00 (+2.24%) | $460,800 (+7.81%) Land $277,500 Building $183,300 | $460,800 (+7.81%) Land $277,500 Building $183,300 |
| 2024 | $10,253.00 (+8.62%) | ||
| 2023 | $427,400 Land $255,000 Building $172,400 | $427,400 Land $255,000 Building $172,400 | |
| 2022 | $9,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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