Bergen County and Waldwick Borough property record for 59 Mackay Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,288 sqft · built 1958 |
| Lot Size | 0.134 acres (5,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $613,000 (Sep 2023) |
| Tax Bill | $13,258 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00002-0000-00043 |
| Primary APN | 64-00002-0000-00043 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Stucco |
| Lot Area | 5,841 sqft (0.134 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 000284 |
|---|---|
| Street Address | 59 MACKAY AVE |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 5840 SF |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00002-0000-00043
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 59 XACKAY AVE, WALDWICK, NJ 07463 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed, Transfer NOT AVAILABLE, EMORALD TITLE GROUP LLC |
| Feb 06, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COLUMBIA BANK |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIORITY FINANCIAL NETWORK |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Dec 27, 1999 · Amount on Record |
| Deed Document Number | 202364027 |
| Deed Book / Page | 5093 / 1427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 29, 2023 |
| Property Address | 59 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Document Number | 0050931427 |
| Book / Page | 5093 / 1427 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023064027 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | NOT AVAILABLE, EMORALD TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,322.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 SIENA DR, CHRISTIANSBURG, VA 24073-1177 |
| Name | Verified Name |
|---|---|
| Address | 59 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049250741 |
|---|---|
| Date | Feb 06, 2023 |
| Book Page | 4925/741 |
| Instrument | 2023010298 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043880635 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 4388/635 |
| Instrument | 2021148723 |
| Name | PRIORITY FINANCIAL NETWORK |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042720022 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 4272/22 |
| Instrument | 2021113476 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Document Number | 0025521445 |
| Book / Page | 002552 / 001445 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | WORLD WIDE LAND TRANSFER INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 59 MACKAY AVE WALDWICK NJ 074631909, WALDWICK, NJ 07463-1909 |
| Document Number | 0025521445 |
|---|---|
| Date | Mar 03, 2017 |
| Book Page | 002552/001445 |
| Name | MORTGAGE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS ANGELES, CA 90064 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 02, 2032 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,700 (-) Land $283,900 Building $293,800 | $577,700 (-) Land $283,900 Building $293,800 | |
| 2025 | $13,258.00 (+3.66%) | $577,700 (+47.41%) Land $283,900 Building $293,800 | $577,700 (+47.41%) Land $283,900 Building $293,800 |
| 2024 | $12,790.00 (+14.6%) | ||
| 2023 | $391,900 (-) Land $230,800 Building $161,100 | $391,900 (-) Land $230,800 Building $161,100 | |
| 2022 | $11,161.00 (+1.94%) | $391,900 Land $230,800 Building $161,100 | $391,900 Land $230,800 Building $161,100 |
| 2021 | $10,949.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030561004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 349 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0264001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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