5792 Gaines Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5792 Gaines Rd, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 1953
Lot Size	0.366 acres (15,943 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Feb 2024)
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0204-0032-00`

Property Details

APN / Parcel Number

Primary APN	`550-0204-0032-00`
Alternative APN	`0010300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,000 sqft
Attic	Attic
Attic Area	800 sqft
Basement Area	1,000 sqft
Finished Basement	600 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,943 sqft (0.366 acres)
Lot Dimensions	164 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5792 GAINES RD
City	CINCINNATI
State	OH
Zip	45247-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINES RD 100 X 164.20 IRR PT LOT 1 LORENZ SCHAEFER SUB
Legal Subdivision	LORENZ SCHAEFER SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2003
Census Tract	20812

Owner

Source: Hamilton County assessment roll, APN 550-0204-0032-00, as of January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5792 GAINES RD, CINCINNATI, OH 45247-5814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	20249759
Deed Book / Page	15102 / 807
Prior Transfer Date	Dec 22, 1998
Prior Transfer Doc	0078520217
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2024
Property Address	5792 GAINES RD, CINCINNATI, OH 45247-5814
Document Number	0000009759
Book / Page	15102 / 807
Instrument Date	Feb 08, 2024
Instrument	2024-0009759
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5792 GAINES RD, CINCINNATI, OH 45247-5814

Mortgage

Document Number	0000009760
Date	Feb 13, 2024
Instrument	2024-0009760

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll as of January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,658.00 (+2%)	$48,643 (-) Land $12,705 Building $35,938	$138,980 (-) Land $36,300 Building $102,680
2024	$2,606.00 (-0.31%)	$48,643 (-) Land $12,705 Building $35,938
2023	$2,614.00 (+5.66%)	$48,643 (+29.38%) Land $12,705 Building $35,938	$138,980 (+29.38%) Land $36,300 Building $102,680
2022	$2,474.00 Homeowner's exemption	$37,597 Land $13,342 Building $24,255
2020			$107,420 Land $38,120 Building $69,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610208122, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 138 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.