5807 Gaines Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5807 Gaines Rd, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,280 sqft · built 1990
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on Record
Last Sale$308,400 (May 2021)
Tax Bill$5,853 (2025)
Deeds & MortgagesJun 2026 Sale & Line of Credit
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-0204-0081-00

Property Details

APN / Parcel Number

Primary APN550-0204-0081-00
Alternative APN
  • 0084457

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,280 sqft Living Area
Gross Area4,062 sqft
1st Floor Area1,324 sqft
2nd Floor Area956 sqft
Basement Area1,254 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialFiberglass
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area180 sqft
Deck AreaDeck Area
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5807 GAINES RD
CityCINCINNATI
StateOH
Zip45247-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAINES RD 100 X 200 LOT 9 EMBER WOOD ESTATES
Legal SubdivisionEMBER WOOD ESTATE
Legal Lot Number9
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group1
Census Block1011
Census Tract20601

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5807 GAINES RD, CINCINNATI, OH 45247-5815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer · Line of Credit
STATEWIDE MORTGAGE
May 13, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 29, 2018Warranty Deed, Transfer · Conventional Mortgage
COMMONWEALTH BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2021 · Amount on Record
Deed SaleMay 13, 2021 · Amount on Record
Prior SaleAug 29, 2018 · Amount on Record
Deed Document Number202159950
Deed Book / Page14417 / 2782
Prior Transfer DateJun 29, 2019
Prior Transfer Doc0000077406
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 26, 2026
Property Address5807 GAINES RD, CINCINNATI, OH 45247-5815
Document Number0000051853
Book / Page15695 / 1766
Instrument DateJun 18, 2026
Instrument202651853
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$89,890.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5807 GAINES RD, CINCINNATI, OH 45247-5815

Mortgage

Document Number0000051854,
DateJun 26, 2026
Instrument202651854
Lender
NameSTATEWIDE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 13, 2021
Property Address5807 GAINES RD, CINCINNATI, OH 45247-5815
Document Number0000059950
Book / Page14417 / 2782
Map ReferenceMB 228 PG 28
Instrument DateMay 5, 2021
Instrument2021-0059950
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$925.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5807 GAINES RD, CINCINNATI, OH 45247-5815

Mortgage

Document Number0000059951
DateMay 13, 2021
Instrument2021-0059951
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 29, 2018
Property Address5807 GAINES RD, CINCINNATI, OH 45247-5815
Document Number0000076229
Book / Page013742 / 000282
Instrument DateAug 21, 2018
Instrument76229
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$885.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5807 GAINES RD CINCINNATI OH 452475815, CINCINNATI, OH 45247-5815

Mortgage

Document Number76230
DateAug 29, 2018
Book Page013742/000284
Instrument76230
Lender
NameCOMMONWEALTH BK
TypeBank
AddressLOUISVILLE, KY 40222
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 28, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,853.00 (+2.25%)$107,940 (-) Land $14,441 Building $93,499$308,400 (-) Land $41,260 Building $267,140
2024$5,724.00 (-0.45%)$107,940 (-) Land $14,441 Building $93,499
2023$5,750.00 (-14.55%)$107,940 (+4.54%) Land $14,441 Building $93,499$308,400 (+4.54%) Land $41,260 Building $267,140
2022$6,729.00 Homeowner's exemption$103,250 Land $15,162 Building $88,088
2020$295,000 Land $43,320 Building $251,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2003–2017)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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