5778 Gaines Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5778 Gaines Rd, Cincinnati, OH 45247 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1953
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Sep 2022)
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550-0204-0031-00`

Property Details

APN / Parcel Number

Primary APN	`550-0204-0031-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	800 sqft
Attic	Attic
Attic Area	800 sqft
Basement Area	840 sqft
Finished Basement	500 sqft
Unfinished Basement	340 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	164 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5778 GAINES RD
City	CINCINNATI
State	OH
Zip	45247-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINES RD 100 X 164.23 IRR
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2003
Census Tract	20812

Owner

Source: Hamilton County records · APN 550-0204-0031-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5778 GAINES RD, CINCINNATI, OH 45247-5814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 30, 2022	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Sep 28, 2022	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Dec 15, 2021	Affidavit of Death of Joint Tenant, Transfer
Dec 15, 2021	Warranty Deed, Transfer RIVERTOWNE TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	202292818
Deed Book / Page	14763 / 1304
Prior Transfer Date	Dec 03, 2021
Prior Transfer Doc	0000150302
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5778 GAINES RD, CINCINNATI, OH 45247-5814
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5778 GAINES RD, CINCINNATI, OH 45247-5814

Mortgage

Document Number	0000054605
Date	Aug 07, 2024
Book Page	15224/632
Instrument	2024-0054605

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 01, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 30, 2022
Property Address	5778 GAINES RD, CINCINNATI, OH 45247-5814
Document Number	0000092818
Book / Page	14763 / 1304
Instrument Date	Sep 07, 2022
Instrument	2022-0092818
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5778 GAINES RD, CINCINNATI, OH 45247-5814

Mortgage

Document Number	0000092819
Date	Sep 30, 2022
Instrument	2022-0092819

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Mortgage

Document Number	0000092820
Date	Sep 30, 2022
Book Page	14763/1321
Instrument	2022-0092820

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	40001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 28, 2022
Property Address	5778 GAINES RD, CINCINNATI, OH 45247-5814
Document Number	0000091960
Book / Page	14761 / 1263
Instrument Date	Sep 07, 2022
Instrument	2022-0091960
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5778 GAINES RD, CINCINNATI, OH 45247-5814

Mortgage

Document Number	0000091961
Date	Sep 28, 2022
Instrument	2022-0091961

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Mortgage

Document Number	0000091962
Date	Sep 28, 2022
Book Page	14761/1280
Instrument	2022-0091962

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	CINCINNATI, OH 45247

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Dec 15, 2021
Property Address	5778 GAINES RD, CINCINNATI, OH 45247-5814
Document Number	0000150302
Book / Page	14564 / 2571
Instrument Date	Dec 03, 2021
Instrument	2021-0150302
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 15, 2021
Property Address	5778 GAINES RD, CINCINNATI, OH 45247-5814
Document Number	0000150303
Book / Page	14564 / 2574
Instrument Date	Dec 03, 2021
Instrument	2021-0150303
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,478.00 (+2.26%)	$64,050 (-) Land $12,761 Building $51,289	$183,000 (-) Land $36,460 Building $146,540
2024	$3,401.00 (-0.47%)	$64,050 (-) Land $12,761 Building $51,289
2023	$3,417.00 (+57.83%)	$64,050 (+99.28%) Land $12,761 Building $51,289	$183,000 (+99.28%) Land $36,460 Building $146,540
2022	$2,165.00	$32,141 Land $13,398 Building $18,743
2020			$91,830 Land $38,280 Building $53,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610208122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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