Stephens County property record for 524 Wesley Cir, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,750 sqft · built 1987 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Apr 2001) |
| Tax Bill | $2,713 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042F 031 |
| Primary APN | 042F 031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Terrain | Gentle Slope |
| Garage Area | 483 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 320 sqft |
| Patio Area | 470 sqft |
| Utility Building | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 403050 |
|---|---|
| Old Parcel Number | 042F 031 |
| Street Address | 524 WESLEY CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 64 & TRACT 70B PH 4 FOXDALE S/D |
| Legal Subdivision | FOXDALE |
| Legal Phase | 4 |
| Legal Tract | 70B |
| Legal Lot Number | 64+ |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4069 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 524 WESLEY CIR, TOCCOA, GA 30577-8620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage SOUTH STATE BANK |
| Apr 7, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2001 · Amount on Record |
| Deed Sale | Apr 25, 2001 · Amount on Record |
| Deed Document Number | 0000050361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 20, 2026 |
| Property Address | 524 WESLEY CIR, TOCCOA, GA 30577-8620 |
| Document Number | 1447000079 |
| Book / Page | 1447 / 79 |
| Instrument Date | Apr 3, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 524 WESLEY CIR, TOCCOA, GA 30577-8620 |
| Document Number | 1447000079, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 1447/79 |
| Name | SOUTH STATE BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 1, 2031 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 524 WESLEY CIR, TOCCOA, GA 30577-8620 |
| Document Number | 0011470396 |
| Instrument Date | Apr 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 524 WESLEY CIR TOCCOA GA 305778620, TOCCOA, GA 30577-8620 |
| Document Number | 0011470396 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 001147/000396 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,713.00 (+32.34%) Homeowner's exemption | $93,162 (+56.17%) Land $6,741 Building $86,421 | $232,906 (+56.17%) Land $16,853 Building $216,053 |
| 2023 | $2,050.00 (+1.03%) Homeowner's exemption | $59,653 (+3.98%) Land $6,741 Building $52,912 | $149,134 (+3.98%) Land $16,853 Building $132,281 |
| 2022 | $2,029.00 Homeowner's exemption | $57,372 Land $6,741 Building $50,631 | $143,431 Land $16,853 Building $126,578 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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