5789 Rock Spray Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5789 Rock Spray Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	4 ba · 1,336 sqft · built 2001
Lot Size	0.033 acres (1,440 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Dec 2023)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-569785`

Property Details

APN / Parcel Number

Primary APN	`28-569785`
Alternative APN	`569785`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	696 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,440 sqft (0.033 acres)
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	569785
Street Address	5789 ROCK SPRAY CT
City	FREDERICK
State	MD
Zip	21703-7241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3 SECTION 26 1440 SQ FT MOUNTAIN VILLAGE
Legal Subdivision	MOUNTAIN VILLAGE
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5789 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 19, 2020	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Book / Page	16698 / 294
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2023
Property Address	5789 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Document Number	0166980294
Book / Page	16698 / 294
Map Reference	MB 44 PL 100
Instrument Date	Dec 12, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	NOT AVAILABLE, ANDERSON TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 DANA DR, HYATTSVILLE, MD 20783-2121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5789 ROCK SPRAY CT, FREDERICK, MD 21703-7241

Mortgage

Document Number	0016698301
Date	Dec 12, 2023
Instrument	16698/301

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5789 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5789 ROCK SPRAY CT, FREDERICK, MD 21703-7241

Mortgage

Document Number	0150790272
Date	Jul 12, 2021
Book Page	15079/272

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2050

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 19, 2020
Property Address	5789 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Document Number	0138300239
Book / Page	13830 / 239
Map Reference	MB 44 PL 100
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5789 ROCK SPRAY CT, FREDERICK, MD 21703-7241

Mortgage

Document Number	13830246
Date	Jun 19, 2020
Instrument	13830/246

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,433 (+27.85%)	$352,900 (+19.55%) Land $100,000 Building $252,900
2025	$3,695.00 (+24.41%)
2023	$2,970.00	$245,933	$295,200 Land $80,000 Building $215,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

5789 Rock Spray Ct, Frederick, MD 21703 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rock Spray Ct

Nearby Streets

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