5786 Rock Spray Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5786 Rock Spray Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,486 sqft · built 2001
Lot Size	0.049 acres (2,160 sqft)
Owner	Individual Name on File
Last Sale	$383,500 (Jun 2022)
Tax Bill	$3,180 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-569912`

Property Details

APN / Parcel Number

Primary APN	`28-569912`
Alternative APN	`569912`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,486 sqft Total Area
Gross Area	1,480 sqft
1st Floor Area	776 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2001
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,160 sqft (0.049 acres)
Deck Area	140 sqft
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	569912
Street Address	5786 ROCK SPRAY CT
City	FREDERICK
State	MD
Zip	21703-7241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 15 SECTION 26 2160 SQ FT MOUNTAIN VILLAGE
Legal Subdivision	MOUNTAIN VILLAGE
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	751003

Owner

5786 Rock Spray Ct, a townhouse, is owned and occupied by an individual who bought it in June 2022.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5786 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Deed Document Number	0015955209
Deed Book / Page	15955 / 209
Record Updated	Jun 7, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 2, 2022
Property Address	5786 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Document Number	0159550209
Book / Page	15955 / 209
Map Reference	MB 44 PL 100
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$958.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5786 ROCK SPRAY CT, FREDERICK, MD 21703-7241

Mortgage

Document Number	0015955216
Date	Jun 2, 2022
Instrument	15955/216

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,180.00	$263,867	$357,400 Land $80,000 Building $277,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5786 Rock Spray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5786 Rock Spray Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20