Frederick County property record for 5784 Rock Spray Ct, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,468 sqft · built 2000 |
| Lot Size | 0.049 acres (2,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,000 (Feb 2019) |
| Tax Bill | $3,170 (2023) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-569920 |
| Primary APN | 28-569920 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Total Area |
| 1st Floor Area | 764 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,160 sqft (0.049 acres) |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 569920 |
|---|---|
| Street Address | 5784 ROCK SPRAY CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 16 SECTION 26 2160 SQ FT MOUNTAIN VILLAGE |
| Legal Subdivision | MOUNTAIN VILLAGE |
| Legal Lot Number | 16 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 751003 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5784 ROCK SPRAY CT, FREDERICK, MD 21703-7241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 28, 2019 | Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 0012851469 |
| Deed Book / Page | 12851 / 469 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5784 ROCK SPRAY CT, FREDERICK, MD 21703-7241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5784 ROCK SPRAY CT, FREDERICK, MD 21703-7241 |
| Document Number | 0165320499 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 16532/499 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 28, 2019 |
| Property Address | 5784 ROCK SPRAY CT, FREDERICK, MD 21703-7241 |
| Document Number | 0128510469 |
| Book / Page | 012851 / 000469 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5784 ROCK SPRAY CT FREDERICK MD 217037241, FREDERICK, MD 21703-7241 |
| Document Number | 128510476 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 012851/000476 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,170.00 | $263,000 | $316,200 Land $80,000 Building $236,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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