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5790 Rock Spray Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5790 Rock Spray Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,818 sqft · built 2001
Lot Size0.033 acres (1,440 sqft)
Owner2 Individual Names on File
Last Sale$378,500 (May 2024)
Tax Bill$4,028 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-569890

Property Details

APN / Parcel Number

Primary APN28-569890
Alternative APN
  • 569890

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,818 sqft Living Area
1st Floor Area738 sqft
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,440 sqft (0.033 acres)
Deck Area96 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number569890
Street Address5790 ROCK SPRAY CT
CityFREDERICK
StateMD
Zip21703-7241
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 13 SECTION 26 1440 SQ FT MOUNTAIN VILLAGE
Legal SubdivisionMOUNTAIN VILLAGE
Legal Lot Number13
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2010
Census Tract751003

Owner

5790 Rock Spray Ct, a townhouse, is owned and occupied by two individuals who bought it in May 2024.

Source: Frederick County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address5790 ROCK SPRAY CT, FREDERICK, MD 21703-7241
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Jan 22, 2021Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2024 · Amount on File
Deed SaleMay 20, 2024 · Amount on File
Prior SaleNov 9, 2021 · Amount on File
Deed Document Number2024
Deed Book / Page16869 / 58
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 9, 2021
Property Address5790 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Document Number0154850011
Book / Page15485 / 11
Map ReferenceMB 44 PL 100
Instrument DateOct 21, 2021
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanySETTLEMENT MATTERS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5790 ROCK SPRAY CT, FREDERICK, MD 21703-7241

Mortgage

Document Number1548517
DateNov 9, 2021
Instrument15485/17
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 22, 2021
Property Address5790 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Document Number0144750457
Book / Page14475 / 457
Map ReferenceMB 44 PL 100
Instrument DateDec 2, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5790 ROCK SPRAY CT, FREDERICK, MD 21703-7241

Mortgage

Document Number14475464
DateJan 22, 2021
Instrument14475/464
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5790 Rock Spray Ct was $4,028.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,233$387,700 Land $100,000 Building $287,700
2025$4,028.00
2023$3,137.00$260,167$322,500 Land $80,000 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5790 Rock Spray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5790 Rock Spray Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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