576 Floyd Ln, Decherd, TN 37324 Property Records

Franklin County property record for 576 Floyd Ln, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,104 sqft · built 2010
Lot Size	11.2 acres (488,743 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Sep 2024)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026057 03415`

Property Details

APN / Parcel Number

Primary APN	`026057 03415`
Alternative APN	`057 03415`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	488,743 sqft (11.2 acres)
Garage Type	Mixed
Garage Area	1,796 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	444 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	576 FLOYD LN
City	DECHERD
State	TN
Zip	37324-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2085
Census Tract	960100

Owner

576 Floyd Ln is owned and occupied by two individuals who bought it in September 2024.

Source: Franklin County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	576 FLOYD LN, DECHERD, TN 37324-4038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 22, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2024 · Amount on File
Deed Sale	Sep 11, 2024 · Amount on File
Prior Sale	Jun 1, 2001 · Amount on File
Deed Document Number	20245535
Deed Book / Page	488 / 656
Transfer Doc	000D375/84
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	576 FLOYD LN, DECHERD, TN 37324-4038
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021005125
Date	Jun 10, 2021
Book Page	T1392/357
Instrument	21005125

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	576 FLOYD LN, DECHERD, TN 37324-4038
Document Number	0000004848
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	576 FLOYD LN DECHERD TN 373244038, DECHERD, TN 37324-4038

Mortgage

Document Number	0000004848
Date	Jul 24, 2020
Book Page	001337/000524
Instrument	4848

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	576 FLOYD LN, DECHERD, TN 37324-4038
Document Number	0000002340
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	576 FLOYD LN DECHERD TN 373244038, DECHERD, TN 37324-4038

Mortgage

Document Number	0000002340
Date	Apr 26, 2019
Book Page	001285/000076
Instrument	2340

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 576 Floyd Ln was $2,088.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,088.00	$104,650 Land $21,750 Building $82,900
2023		$104,075 Land $21,750 Building $82,325
2022	$1,952.00		$418,600 Land $87,000 Building $331,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 576 Floyd Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 Floyd Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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