787 Floyd Ln, Decherd, TN 37324 Property Records

Franklin County property record for 787 Floyd Ln, Decherd, TN 37324

Property Summary

Property Type	Mobile Home
Details	1,200 sqft · built 2009
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2024)
Tax Bill	$308 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026057 00605`

Property Details

APN / Parcel Number

Primary APN	`026057 00605`
Alternative APN	`057 00605`

Interior

Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2009
Architectural Style	Mobile/Manufactured
Lot Area	31,363 sqft (0.719 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	184 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	787 FLOYD LN
City	DECHERD
State	TN
Zip	37324-4046
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DIST:10 SUBD:HARTWIG MICHAEL SHANE DIVISION MAP REF:057
Legal Subdivision	HARTWIG MICHAEL SHANE DIVISION
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2083
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	787 FLOYD LN, DECHERD, TN 37324-4046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 16, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN COUNTY FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	24002874
Deed Book / Page	D485 / 453
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Recording Date	Jul 2, 2026
Property Address	787 FLOYD LN, DECHERD, TN 37324-4046
Document Number	0000004851
Book / Page	1 / 393
Instrument Date	Jun 11, 2026
Instrument	20264851
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 FLOYD LN, DECHERD, TN 37324-4046

Mortgage

Document Number	0000004851,
Date	Jul 2, 2026
Book Page	1/393
Instrument	20264851

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jun 1, 2066

Interest

Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 16, 2024
Property Address	787 FLOYD LN, DECHERD, TN 37324-4046
Document Number	0024002874
Book / Page	D485 / 453
Map Reference	MB 674 PG 1
Instrument Date	May 15, 2024
Instrument	24002874
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 FLOYD LN, DECHERD, TN 37324-4046

Mortgage

Document Number	0024002875
Date	May 16, 2024
Instrument	24002875

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	787 FLOYD LN, DECHERD, TN 37324-4046
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	SOUTHERN TENNESSEE TTL & ESC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FIRST AVEENCE N E, WINCHESTER, TN 37398

Mortgage

Document Number	0021009655
Date	Nov 2, 2021
Book Page	T1415/641
Instrument	21009655

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 29, 2031

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 7, 2021
Property Address	787 FLOYD LN, DECHERD, TN 37324-4046
Document Number	0021004114
Book / Page	D0454 / 307
Map Reference	MB 674 PG 1
Instrument Date	May 4, 2021
Instrument	21004114
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$62.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 FLOYD LN, DECHERD, TN 37324-4046

Mortgage

Document Number	0021004115
Date	May 7, 2021
Instrument	21004115

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 4, 2028

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	787 FLOYD LN, DECHERD, TN 37324-4046
Document Number	0000006943
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006943
Date	Nov 6, 2019
Book Page	001306/000286
Instrument	6943

Lender

Name	FRANKLIN COUNTY FINANCIAL SERVICES LLC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2024

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (+6.21%)	$15,450 (-) Land $4,725 Building $10,725
2023		$15,450 Land $4,725 Building $10,725
2022	$290.00		$61,800 Land $18,900 Building $42,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Floyd Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures