374 Floyd Ln, Decherd, TN 37324 Property Records

Franklin County property record for 374 Floyd Ln, Decherd, TN 37324

Property Summary

Property Type	Rural Home
Details	10 ba · 10,100 sqft · built 2008
Lot Size	35.7 acres (1,557,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2004)
Tax Bill	$10,464 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026057 03414`

Property Details

APN / Parcel Number

Primary APN	`026057 03414`
Alternative APN	`057 03414`

Interior

Full Baths	10 Baths
Plumbing Fixtures	30 Plumbing Fixtures
Stories	2 Stories
Building Area	10,100 sqft Living Area
1st Floor Area	4,844 sqft
Upper Floors Area	5,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,557,706 sqft (35.7 acres)
Garage Type	Mixed
Garage Area	859 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	1,157 sqft
Patio Area	1,066 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	374 FLOYD LN
City	DECHERD
State	TN
Zip	37324-4038
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 10 GB-10/21/04--T767-P27-28, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2085
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	374 FLOYD LN, DECHERD, TN 37324-4038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2004 · Amount on Record
Deed Sale	Feb 17, 2004 · Amount on Record
Deed Document Number	000D325162
Deed Book / Page	D325 / 162
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	374 FLOYD LN, DECHERD, TN 37324-4038
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 FLOYD LN, DECHERD, TN 37324-4038

Mortgage

Document Number	0021001321
Date	Feb 12, 2021
Book Page	T1371/287
Instrument	21001321

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	TULLAHOMA, TN 37388

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 3, 2031

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,464.00 (+6.4%) Additional exemption filed	$524,425 (-) Land $23,200 Building $501,225
2023		$524,425 Land $23,200 Building $501,225
2022	$9,835.00		$2,374,200 Land $369,300 Building $2,004,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless · Fiber in parts of the area	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Floyd Ln

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