249 Floyd Ln, Decherd, TN 37324 Property Records

Franklin County property record for 249 Floyd Ln, Decherd, TN 37324

Property Summary

Property Type	Rural Home
Details	3 ba · 2,346 sqft · built 2011
Lot Size	17.4 acres (759,251 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Jul 2024)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Feb 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`026057 03602`

Property Details

APN / Parcel Number

Primary APN	`026057 03602`
Alternative APN	`057 03602`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,346 sqft Living Area
1st Floor Area	750 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 2011
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	759,251 sqft (17.4 acres)
Porch	Open Porch
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	249 FLOYD LN
City	DECHERD
State	TN
Zip	37324-3953
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 10 GB 9/17/10 T1003 P155, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2083
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 FLOYD LN, DECHERD, TN 37324-3953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Feb 11, 2021 · Amount on Record
Deed Document Number	0000048784
Deed Book / Page	487 / 84
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 11, 2021
Property Address	249 FLOYD LN, DECHERD, TN 37324-3953
Document Number	0021001279
Book / Page	D0451 / 513
Instrument Date	Feb 11, 2021
Instrument	21001279
Transaction Type	Construction Loan
Record Updated	Jul 4, 2022
Title Company	STONES RIVER TITLE COMPANY LLC, STONES RIVER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 FLOYD LN, DECHERD, TN 37324-3953

Mortgage

Document Number	0021001280
Date	Feb 11, 2021
Instrument	21001280

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2041

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00 (+15.98%) Additional exemption filed	$64,750 (+8.96%) Land $11,900 Building $52,850
2023		$59,425 Land $11,900 Building $47,525
2022	$1,114.00		$345,200 Land $133,800 Building $211,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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