575 Hilltop Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 575 Hilltop Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1979
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2020)
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Feb 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`456002873312000`

Property Details

APN / Parcel Number

Primary APN	`456002873312000`
Alternative APN	`53603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Heated Area
Basement Area	576 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2013
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	179 ft deep x 118 ft wide
Porch	Open Porch
Porch Area	96 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53603
Street Address	575 HILLTOP RD
City	MURPHY
State	NC
Zip	28906-6191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 12 DICKEY PROP 1554/769
Legal Phase	1554
Legal Lot Number	12
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1037
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	575 HILLTOP RD, MURPHY, NC 28906-6191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP
Feb 13, 2017	Warranty Deed, Transfer
Feb 13, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage WARREN R RENICK ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	8138
Deed Book / Page	1668 / 476
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 23, 2020
Property Address	575 HILLTOP RD, MURPHY, NC 28906-6191
Document Number	1668/476
Book / Page	1668 / 476
Instrument Date	Dec 22, 2020
Instrument	8138
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 HILLTOP LN, 255, MURPHY, NC 28906-8515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	575 HILLTOP RD, MURPHY, NC 28906-6191

Mortgage

Document Number	1668479
Date	Dec 23, 2020
Instrument	1668/479

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 13, 2017
Property Address	575 HILLTOP RD, MURPHY, NC 28906-6191
Document Number	01554/0766
Book / Page	01554 / 0766
Instrument Date	Feb 8, 2017
Instrument	00614
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 RIDGEWAY RD, 508, JACKSON, GA 30233-5772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 HAWKINS RD, SARASOTA, FL 34241-9375

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 13, 2017
Property Address	575 HILLTOP RD, MURPHY, NC 28906-6191
Document Number	01554/0769
Book / Page	01554 / 0769
Instrument Date	Feb 7, 2017
Instrument	00615
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7320 HAWKINS RD, 7320, SARASOTA, FL 34241-9375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 HILLTOP LN, MURPHY, NC 28906-7149

Mortgage

Document Number	00616
Date	Feb 13, 2017
Instrument	00616

Lender

Name	WARREN R RENICK ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 9, 2022

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00	$171,050 (-)	$171,050 (-) Land $7,200 Building $163,850
2023		$171,050	$171,050 Land $7,200 Building $163,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hilltop Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures